New Day credit cards - Aqua/Marbles/Topman/Topshop/Amazon etc - Transferring limits

cymruchris

NewDay as a card provider has increased their offering of cards in recent years - and some of them are relatively decent APR's (in the grand scheme of things - yes I know it's not 8.9%) - has anyone got more than one NewDay card and successfully reduced their limit on the high APR card and increased their limit on the lower APR card? 

I currently have an Aqua card with a reasonably high (by my standards) 'limit' - and a newly acquired Topman card that's come with a relatively low 'limit'. I also have an Amazon Platinum card that came with a mid-range 'limit'. I'd like to transfer the 'limit' of the Aqua card over to the Topman card, and then probably close the Aqua card down - but wondered before I called them, and waited in a queue for an hour whether anyone has successfully done this from within the MSE community?

[Deleted User]

I'd doubt it, as the retail branded cards are a profit and risk share with the retailer, so each card is ringfenced in terms of limit and rate.

It's technically possible across the own brands - aqua, marbles, opus - but not something that there is any formal strategy in place to manage.

cymruchris

Deleted_User said:

I'd doubt it, as the retail branded cards are a profit and risk share with the retailer, so each card is ringfenced in terms of limit and rate.

It's technically possible across the own brands - aqua, marbles, opus - but not something that there is any formal strategy in place to manage.

That’s a good point - thanks - will probably save me sitting in a queue for an hour to ask a ‘hooman’ 👍👍