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Paid Credit Card in Cash MBNA
Just a quick question as I have never done this before. I paid my credit card bill in cash on Saturday and it has yet to show as being paid on my credit card. does anyone know how long it normally takes. It's MBNA and I paid it at Co-Op.
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Credit card application after moving home
Hi all I've recently moved home and want to apply for a balance transfer CC - potentially the MDNA Everyday card. I have done the MSE pre-eligibility check and it's came back as not rated on all cards - is this to do with my moving home? I have a car on finance, a mortgage and a credit card with Lloyds - all with no late…
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Using credit card or Paypal to buy gift for family overseas
My son and daughter in law live in the US. My son has suggested I buy my d-i-l a baby carrier for my new grandson, as a surprise present. The one they want is only available to buy on line and the seller's website specifies they only deliver in the US, which is fine as I want it delivered in New York. I went online and…
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Barclaycard decision..
I applied for a Barclaycard Platinum a few days ago and wasn't given an instant decision, I called today and was told a letter has been sent to me asking for supporting document! Has this happened to anyone else...what documents did they ask for and did you get accepted and with what limit?
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Stuck in credit card nightmare-any advise appreciated!
I apologise in advance for the long confusing thread! I'm a little bit stumped as to how to sort my financial situation and wondered if anyone could provide any advice! Basically I have 2 credit cards, 1 with barclaycard with approx 5k debt, 1 with MBNA with approx 3.5k debt and a loan with Barclays with approx 2k debt.…
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Do cc's where you are already a member of a bank give better rates
Do cc's where you are already a member of a bank offer better rates? or not really
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Confused - Help Needed
OK so I currently have a credit card with Barclays with the balance currently standing at just under £4,000. The APR is slowly creeping up as 0% is ending which is making it increasingly hard to pay off. I cut up the card when I first got the card to prevent me spending on it and pay off £200 each month. I tried to…
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A couple of credit card questions please?
Hi everyone - last year I decided I had to get my debt under control so I decided that this year would be the year I clear my 3k vanquis credit card (yea yea next year lol ) well Im 1 month away from having it cleared !! To say I'm proud of myself is an understatement ! It has been mighty tough but i have nearly done it…
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Closing One Card and Applying For Another
Hi, Just wanting to know if anyone has an idea of how long to leave between closing one credit card and then applying for another. I paid off my full balance on my Halifax card yesterday and as it's now £0, closed it today. I want to apply for the Tesco card giving 19 months 0% on purchases, but would prefer to only do so…
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Can I get reimbursed by my credit card for car hire excess?
My last car hire I decided not to take their full excess cover insurance and when I brought the car back there was a scratch (which I did not cause) - I had to pay €350. Can I get this money back under section 75 of the credit card agreements? Thank you for your help.
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Two balance transfers on one card.
I already have a 22 month interest free balance transfer on a card which is about 6 months in. I now want to take advantage of a 12 month zero percent balance transfer on the same card. How will interest repayments work after the 12 months? I plan to have this debt paid off by then but just in-case. Would I pay only…
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Post Office 0% card - can't confirm Direct Debit is setup
Have taken out that recent 17 months at 0% and 0.7% BT deal. Set up the direct debit online around the 23rd June after I set up online banking. Checked statement a few days ago, dated 2nd July, but only shows the payment amount. It does NOT show... 1) When it is to be paid by. 2) Where the money is to be taken from.…
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No BT deals - cancel card?
I have a Natwest card that I'd like to use to shuffle another CC debt on to - however, they are not offering any BT deals at the moment, not even a life of balance one. I'm wondering whether it's worth cancelling and applying for another card or hold on for them to offer something. Trouble is the limit is 10k which I'd…
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Natwest letter re: debt collection scandal
I have a NatWest credit card, but the address is still registered at my parents' house rather than mine (just not got round to changing it yet!) They've let me know that a letter for me has come to theirs, and when a letter comes to their house for me it is normally from NatWest. I'll be picking up tomorrow but in the…
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Can anyone suggest a good card to transfer to?
A relative has a credit card with around £8500 on it. He pays around £260 per month. I think the interest in 24%. Can anyone recommend a credit card he could transfer with 0%? Thanks.
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vanquis default notice.what's my next step
Hello everyone. Been reading the forums for awhile and it's helped me sort alot of my previous problems. A little about my situation. I have the dreaded vanquis credit card and due to the birth of our first child I'm no longer able to pay the minimum amount off,the payment barely covers the interest as I'm sure your all…
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Saga Platinum card for holidays - beware
There's been a lot of advice given recently about the best credit card to use for purchases abroad on holiday and Saga came out close to the top as one which charges nil commission. As a regular Saga customer (and a recent shareholder!), I thought I'd apply. So imagine my annoyance to receive a letter saying they had…
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will i get a 0% card for BT ?
hi guys well after a couple of months i have managed to clear my OD and virgin credit card ... next one is the Barclaycard .. its at £8700 and is not on 0% :( I was thinking if I could move this onto a 0% card then I would be able to clear it quicker but im not sure what to do ? I think my credit rating is not good but not…
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Best Way to use CC's to pay loan?
Hi all, I have an existing loan with NATWEST with an outstanding balance of £14,000. I am 2 years into the loan with 3 years left. To avoid paying interest for the next 3 years, I contacted NATWEST to see whether I could settle the account early, to which they said yes. I subsequently applied for a Virgin Money card and…
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Will Using a Credit Card Help Raise the Limit?
If I use a credit card, will it help them decide if I can have a bigger limit? When I first got it, the card limit was £2000, which was fine as I didn't need that much. I stopped using it for months, so they dropped it to just £500. It's paid off automatically with a DD. Now I am fast approaching a time when I will need to…
