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Do cc's where you are already a member of a bank give better rates
Jane_gs
Posts: 212 Forumite
Do cc's where you are already a member of a bank offer better rates? or not really
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Comments
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Although your existing Bank will have a better understanding of your finances, I'd imagine Credit Card interest rates amongst other things are very much dependent on your overall Credit Score at the time of application.0
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Generally, not really, but a couple of institutions do offer cards with preferential standard rates to their existing account holders. Nationwide has a Select card whos standard rate is 15.9% -v- the open to all card's rate of 17.9%
On the flip side, Natwest offer their Black card only to account holders and its rate is higher - but it does come with other perks0
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