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Credit card application after moving home
ChaddyBouy
Posts: 58 Forumite
in Credit cards
Hi all
I've recently moved home and want to apply for a balance transfer CC - potentially the MDNA Everyday card. I have done the MSE pre-eligibility check and it's came back as not rated on all cards - is this to do with my moving home?
I have a car on finance, a mortgage and a credit card with Lloyds - all with no late payments or defaults etc.
Many thanks
I've recently moved home and want to apply for a balance transfer CC - potentially the MDNA Everyday card. I have done the MSE pre-eligibility check and it's came back as not rated on all cards - is this to do with my moving home?
I have a car on finance, a mortgage and a credit card with Lloyds - all with no late payments or defaults etc.
Many thanks
0
Comments
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I would wait until your credit file shows your new address and your on the electoral roll.Censorship Reigns Supreme in Troll City...0
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^Exactly what forgotmyname said. If you check your report, it's likely that they haven't updated everything yet. I wouldn't apply for anything, as you'll likely be rejected straight away. Once you show up as being on the electoral roll on your new address, you should be fine
Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0 -
Thanks both :beer:0
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