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will i get a 0% card for BT ?
mumofthetwins
Posts: 1,111 Forumite
in Credit cards
hi guys
well after a couple of months i have managed to clear my OD and virgin credit card ...
next one is the Barclaycard .. its at £8700 and is not on 0%
I was thinking if I could move this onto a 0% card then I would be able to clear it quicker but im not sure what to do ?
I think my credit rating is not good but not to bad ... do you think I will get a card to transfer it to or do you think I would be better waiting a few month and hammering the BC to get it down a bit then apply for a 0% ?
in the last 2 month I have managed to clear my OD and VCC (hopefully) so im hoping this will go in my favour ...
ive never missed a mortgage or credit card payment the problem I have was I had an warehouse card and I got the payment date wrong and had a few months of late payments ...that's the only thing but im guessing it will screw my CR up
the only debt I will have will be my BC and mortgage £54000 ...
any advice would be great
lisa x
well after a couple of months i have managed to clear my OD and virgin credit card ...
next one is the Barclaycard .. its at £8700 and is not on 0%
I was thinking if I could move this onto a 0% card then I would be able to clear it quicker but im not sure what to do ?
I think my credit rating is not good but not to bad ... do you think I will get a card to transfer it to or do you think I would be better waiting a few month and hammering the BC to get it down a bit then apply for a 0% ?
in the last 2 month I have managed to clear my OD and VCC (hopefully) so im hoping this will go in my favour ...
ive never missed a mortgage or credit card payment the problem I have was I had an warehouse card and I got the payment date wrong and had a few months of late payments ...that's the only thing but im guessing it will screw my CR up
the only debt I will have will be my BC and mortgage £54000 ...
any advice would be great
lisa x
DFW
January £0/£11,100
NSD
January 1/31
January £0/£11,100
NSD
January 1/31
0
Comments
-
£8.7k means you need a limit of over £9k as none allow you to transfer the full limit.
Its unlikely you'll get that sort of limit without a very good limit and a very high income
Of cause getting a good limit and moving at least some of it onto 0% could well still be beneficial0
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