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Credit Card Purchase Protection for Stolen Items.
My house was broken into last night and lots of stuff was stolen including two new mobiles which are not being covered by my home insurance. I use Tesco Finance Credit Card and I seem to remember that Credit Cards offered puchase protection from theft for items recently purchased on your credit card. Unfortunately, neither…
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Help / Advice required with Credit Card charges refund request please
Hello I'm looking into contacting Barclaycard and Egg to investigate the refund of Credit Fees, going back as far as the early 2000s potentially. I've read through the guidance on the site and it seems to indicate in one place I can only go back 6 years for this but in another place it seems to indicate you can go back…
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Lower credit limit or close card -advice
Thanks in part to the advice on this forum, I'm reducing - gradually - a hefty set of credit card bills and am at the stage of (finally!) paying off the first of (3) balances next month. This will leave me with two cards. Some advice needed: in order to improve my credit rating do I: Pay off the card and leave it open and…
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new to this!
I need to get a credit card to get a credit rating. i do not own any other credit cards and would pay on time every month. i want 0% interest if possible
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Capital One Application
Hi all, I have applied for capital one credit card online 2 days before, & they said they have accepted my application at the end of application. But I didn't receive any email/phone call or anything regarding my application. I have applied for Vanquis at the same time, accepted when they called and they said they will…
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Is chargeback possible?
Although I have posted this under the Credit Card forum, my query is regarding use of my Visa Debit card. I recently paid online for a training course that cost me nearly £600. Due to a medical issue the day before I was due to attend the course I was unable to go. I have contacted the training company in question asking…
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Making a minimum payment only
Hello all, I am sorry if this is a stupid question but I am not good with credit ratings and credit cards and things. I have a Vanquis credit card. I have had it for 2 months now. The first month I paid the balance off in full. This month I have had a lot to pay out for and I owe £55 on it. The minimum payment was £5 which…
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Disposable/pre-paid credit cards
Hi, I want to make an online purchase (about £30) but don't want to use my regular credit/debit card. The preferred option is to get a disposable/pre-paid credit card, one that I can load up using cash at a post office, use, and then forget about. I don't want one that will require any form of payment other than cash. The…
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Still can't decide which card
I want a credit card, mostly to buy goods on line. I have no balance to transfer, I don't need a huge credit limit and I pay in full each month. I am bewildered. Can anyone help ?
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Previous bad credit, now need CC for work..
Morning, I was previously a bad lass with credit, and whilst the debts are now paid off I still have two defaults from 2009 & 2010 which are satisfied. I also haven't had any usable credit for several years (except for a mobile phone contract). I've started a new job and need a credit card for work which will get cleared…
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Super BT from Barclaycard?
I received a letter from Barclaycard offering a balance transfer to a bank account for a 1.9% transfer fee, then 0% on the balance on the Barclaycard until next April. I have accepted a £2000 transfer (costing £38) so I can pay off 2 other cards (Creation and Vanquis (urgh!)). Have I done the right thing? Once the transfer…
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Halifax CC online offer abandoned
Yesterday, I was looking to Balance Transfer of £2100 from my current Barclaycard Credit Card over to Halifax with their smashing offer of 0% on balances and purchases for 15 months at a paltry 0.8% fee. I've a pretty decent credit rating, so I pushed on with the online application. I got to the stage where they were…
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27 months 0% Interest wit No Balance Transfers is Possible
The Sygma Bank / Creation 9 months 0% Purchase Card (the green one) may not appear too exciting compared to some of the other purchase cards on the market to those of you with good credit. However, It does have the amazing benefit of having the option to pay the balance with another credit card, for as far as I am aware no…
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Halifax Guaranteed Acceptance
I've had a letter through from Halifax Credit Card today with a really good balance transfer offer, just as my interest free card is coming to an end. The letter says I am guaranteed to by accepted. Bonus, so no credit check to risk failing (not that I ever have before). My question is, am I guaranteed to get the offer…
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Lloyds credit card
Every time I apply for a Lloyds balance transfer (24 MONTH @ 1.5% FEE) I get pinged to the Lloyds home page. Never had this problem before I have rung the customer service team and no-one has helped me. Is it something I'm doing wrong. I have applied on line in the past over the years several times and never had a problem.…
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Credit Insurance
Ive recently awoken to the fact that I paid a lot of money to MBNA for PPI insurance from 2001 onwards. Ive begun a reclaim process by requesting details of the transactions on my account and MBNA has just responded. They say they stopped PPI on my account in 2006 when this was reduced to 'Unemployment Cover'. An item…
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credit card
Hello, I am wondering which credit card should i use, i am a student, i don't want an expensive one thank you, :)
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Credit card interest rates
Beware cash withdrawels on Barclaycard even if you repay quickly. I withdrew cash by accident, repaid it the same day and was charged 2% interest for the day (in addition to the transaction fee. That is a whopping 730% per annum. Ouch.
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How can I get a credit limit increase?
I wish to Increase my credit card limit.So how should i proceed?
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Application for credit cards to drive in USA
I have a friend whose husband left her with a bad credit rating along with tons of debt which she is paying off, and she has been given the chance to go to USA, but after checking the credit card tool they all come back as her having 0% chance of acquiring a card, but without this she cannot get a car which is essential.…
