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Aqua Credit Card Payment Cash back?
I've just noticed on my Aqua Credit Card account that I can pay my bill by credit card. If I use my Capitalone Credit card to pay my bill would I get my 1% cashback from Capitalone or would they treat it as a cash advance? I would also get an extra 6 weeks to pay! Seems to good to miss, why pay by DD?
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Claiming Barclaycard Extended Warranty for iPad
Hi, my iPad is just over 1 year old and has developed a fault with the WiFi and speakers. I took it into the Apple shop and they said that it would be £260 to replace as it's out of warranty. They I remembered that I purchased it in full with my Barclaycard. I've since contacted them to claim on the extended warranty that…
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Natwest Platinum Balance Transfer application
Nevermind. sorted now
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Does my credit/limit matter on a promotional card?
I have a card with Halifax that offers 0% for 18 months and have been buying nearly everything with it. I've had it for 6 months and I'm at 85% of the limit It's the only credit card I have and I left my job so at the moment I can't apply for another (couldn't even get a Lloyds Vantage bank account) I'm wondering if I…
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Advice needed about CC options please
Hi I am going to the end of 0% balance transfer on my CC (Dec 2013) and I still thousands of the statement. Realistically I could probably get the outstanding balance to £12000. I would like to know what are my options now? Could I transfer this amount to another 0% balance transfer card? I am concerned since my salary has…
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Making use of Natwest offer
Hi I have had a balance transfer offer through from Natwest which seems acceptable. In a nutshell, I have £2500 of available credit on my NatWest, I am intending on keeping this card regardless for emergencies as it's also my main bank. They've offered 18 months of 0% balance transfer which I'm considering taking up. On my…
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Virgin 'money transfer' to bank account - how long?
As per the title - got a 0% money transfer on a new card with Virgin to pay off overdraft that's now costing me £20 a month, anyone know how long it takes to show up in your bank account? Thanks!
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Barclaycard: Reducing interest rates - any success?
Has anyone successfully managed to reduce their interest rate on a Barclaycard? I just phoned them to ask if they would be prepared to reduce my rate so not to have the hassle of moving balances to another card. They obviously said no, hence posting on here. Let me know if you have any success with this.
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CC Paid Off - Now What...
I had a 0% for 2 year cc which ends Dec. The balance is £0. Id like to get another CC 0% for 2 years if poss (or as long as poss) but what's the best way to do this? Thanks
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Which cards still comes with 90 day Purchase Protection?
Hi, I had my two month old £900 bicycle stolen a couple of days ago and am claiming on my contents insurance, but the excess is £200. I have found nothing to suggest the MNBA Reward card I used to pay for it came with purchase protection insurance, and so I would like to get a new card that comes with it, as the typical 90…
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Credit Builder - Right credit card?
Hi, I have 9 default accounts (all been defaulted within last 3-4 months) which i am paying them with the debt collection agency. I am paying each and individual debt collection agency different amount. I have just checked my credit score -which is 627. I want to bring my credit back to track. Is there any way i can get a…
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Closing credit cards?
OK, so I now have three credit cards. The first is a Lloyds TSB Student Credit card, with a £1000 limit, £0 balance. Rubbish interest rate (24.9%) but I keep it for emergencies only and haven't used it for a while. The second is a Barclaycard Platinum. I took it out just under a year ago to do a balance transfer and help…
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Purchase gift cards on CC then transfer the balance
Hi guys Wanted some advice......Currently a Barclaycard customer - nothing on it. Offered 0% BT (2.9% fee) for 12months. I currently use a Tesco's credit card and clear the balance every month. Mainly so gain clubcard points. Now facing Xmas and wanting to have some cash to get through and considering the following plan.…
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Any good reason for printing the security code on the back of a card?
As far as I am aware, all credit cards have a three-digit security code (often called CCV or CVV) printed on the back of them. This security code is only used for "cardholder not present" transactions and would appear to be a security RISK, since if your card gets stolen the crook has the information on the back of the…
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Electric heating advice - please!
I have underfloor heating installed under a timber floor, however it is completely ineffective at heating my flat, and, is in essence, just not fit for purpose. I live in a chapel conversion so have a high vaulted ceiling. There is provision to install a storage heater on Economy 7. I am not one of these people who…
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NatWest World MasterCard vs. Capital One Classic Extra
I'm a young person with only a year's credit history looking for a decent rewards credit card. After being rejected from Amex, I am looking for the next best card for someone in my position. I have come across the NatWest and Capital One cards that appear to both offer small rewards, but still better than the nothing I get…
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Mistakenly applied for Vanquis Card?
Hey everyone, Today I was stopped in the street by a salesman from Vanquis. To cut a long story short I told him I didn't want to apply for anything. He then reassured me that he would only take a few details to make sure I was eligible for the card, and then the decision would be up to me if I wanted to go ahead and…
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Nationwide Select Credit Card Problems Abroad!
Hey guys! I recently followed some of the advice on this site and took out a Nationwide Select Visa Credit card as I have a few months of travelling to different countries ahead. At the moment I am in Iceland and despite letting Nationwide know I am here, the card hasn't worked in two separate places on multiple occasions,…
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Aqua card 3% cashback paperless statements
Hi all. Does anybody know if the Aqua paperless online statements show the cashback on them? I would like to switch to them but don't want to lose a record of the cashback total. Thanks alot.
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VISA v. MasterCard
Opened a FlexDirect earlier in the year and was given a Select Credit card too but haven't really used it and am thinking of closing it. I already have a Halifax Clarity Reward MasterCard for forex use. Are there any major differences in VISA coverage making the Nationwide worth keeping?
