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lloyds Mastercard Claim
Can I claim back a flight & hotel booking via MasterCard for a postponed football match in Glasgow in region of £200. Lloyds are sending me a claim form. What are my chances ?
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Santander dispute, £3800 fraud, advice sought
i posted this elsewhere on mse https://forums.moneysavingexpert.com/discussion/4783211 The long and short of it is that my santander credit card was used without my knowledge to the tune of £3800 between two online gambling sites and western union. After investigation by santander they have decided the transactions are…
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Balance transfer query
Hi all Apologies if this is in the wrong place, I wasn't sure if it needed to be in the Balance Transfer thread? I have had a credit card (Barclaycard) for years and went right up to my limit and was struggling with it. Long story short, the card was stopped and I have been paying it off since (minimum payments by DD). To…
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Manual Slips
Hi, I bought some wooden flooring from Floors2Go back in August and the systems were down so they used a manual credit card slip. I want to close the credit card account now but the transaction still hasn't been processed??? Is there a time limit like with a cheque before it becomes void? Louis
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Two Applications
We've just taken the decision to buy a new kitchen, it's a case of needs must - the oven and extractor fan have died and the laminate is peeling at an alarming rate. We don't want to do a cheap job because it's a relatively expensive house so we're spending about £23k (it's a big kitchen), this is about £3k less than our…
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Switching c/card to reduce debt?
Looking at options to go into a Debt Management Plan. My Building Society has my C/card and Mortgage Account. I am looking into a Debt Management Plan the C/card charges and interest can be reduced, although it may not be possible. I am happy with my dealings with the Building society over the years and would like to stay…
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Just been charged 3 transactions from January - allowed?
Hello, I paid for three taxi rides with the Hailo app in January this year. I've just received an email saying they didn't go through - followed by three emails charging me for each one (£30 each). Are they allowed to just take £90 from my account 9 months later with no warning? I'm about to move house and now might not…
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Double booked in IBIS Paris hotel???
Oh I hope someone can help... on 15 September I booked two rooms, via Hotels.com, for a Paris hotel, in March 2014, on a non-refundable rate. Got the email confirmation and all was happy. Also got, 20 minutes later, an email direct from Accor Hotels confirming my booking, but didnt notice that they were different booking…
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credit card refund
i recently had a tv fitted to the wall and wanted the wiring hidden in the wall. the company that did the work basically did a bodge up and are refusing to refund anything as i am now having to have more work done to rectify their shoddy work. i paid by credit card and have been asked to write in to dispute this…
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to close a card or not close a card
Hi advice please! I have a RBS credit card which I took only because it had 16 months interest free payments. I have £250 left to pay and the interest free period runs out in December 2013. I will clear this outstanding amount and will not be completing any further purchases using the card. My question to the wise amongst…
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Fraud after credit card account closed
I am considering closing my credit card account and applying for a new one with a new company. My existing card's security may have been compromised (Adobe security breach by hackers). If after my account is closed someone tries to authorise a payment fraudulently will it just bounce back or will the old credit card…
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Mother care store card still on credit report
I was checking my credit report and my old mother care store card is still showing as available credit of £750 even though you could no longer use the card since 2010 and the contact number no longer exists. How do I get it removed from my file?
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is it fraud?
if a bank get a customer who is 17 years old to sign a credit card agreement know their age is 17 yr old would that be classed fraud or another defintion if poss pls would I be intitled to anything I payed off the card like charges n intrest late fee ect ect
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Someone reported my card as stolen. Not me!
Hi, I got home tonight and found a brand new Halifax Clarity Credit Card in my letterbox. I called Halifax and they say that they sent me a new one because I called last week to report my card as stolen. Therefore the existing card was blocked and they issued a new one How the hell is that possible? I immediately thought…
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Halifax clarity application problems
Hello - i applied for the clarity card online almost a month ago. My initial application encountered a problem online and i was advised to 'try again'. I did, thinking the first attempt had not run a credit check given the problem with the connection, and i was declined citing my previous application (can't apply more than…
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bank loans & balance transfers...
Put quite simply, I have a bank loan that I would love to move to a credit card thats offering 0% on balance transfers. Is this possible? Its not something I've heard being done before. It's normally credit card to credit card. Hope It's not too daft a question. Thank you in advance.
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Sending a credit card abroad
My Halifax credit card is due to expire at the end of this month. I am currently in Asia so I need it sent out here. It will be delivered to my home address, where I have someone who can send it on for me. So my problem is how best to send it on and to where as I'm travelling around. I contacted DHL to see if I could have…
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Credit card for furnishing my flat, perhaps £1,200, 18 months IFC?
Hi, I'm 27 and about to buy my first flat; in conjunction with someone else. I work in sales and currently earn a base salary of just over £26k. After tax, pension, student loan and £48 for an iPad my company provided (which will be paid off by March) I have £1,600 after tax each month. (I do get an annual bonus, but am in…
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Applying For A Barclaycard Before A Limit Rise
I am going to apply for a 0% Barclaycard for 28 months as I was given a very good chance of being accepted when doing the Pre-check (not that this is guaranteed). My question is, I am due for a credit limit increase on my Flybe card (£2300 to £3400) which will be added after my November statement, should I apply for the…
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Haven't a clue
Never owned a credit card, but time's coming that I might need to get one. Is it the case that I can select one (credit check permitting) and agree to pay a minimum figure a month interest free for a limited period or is the minimum figure determined by what I put on it by a percentage?
