Capital One Application

Hi all,

I have applied for capital one credit card online 2 days before, & they said they have accepted my application at the end of application. But I didn't receive any email/phone call or anything regarding my application. I have applied for Vanquis at the same time, accepted when they called and they said they will send me card in 7 days etc. I only need one card for light usage and planning to pay in full every month. Now I have to decide between these two cards (only if I am actually accepted for Capital one too) so you think Capital one are doing credit check etc? which card is better to have in these two. I am not working but do have a credit account with very from last 2 years now which is paid in full every month except I have Buy Now Pay Later on it which will be due in March next year. No other credit cards or anything. Which card is my first question & also do capital one actually have accepted me when at the end screen they said your application has been accepted and how much credit limit they start with.

Sorry but I am new to this stuff hence these questions :o

Comments

  • System
    System Posts: 178,310 Community Admin
    10,000 Posts Photogenic Name Dropper
    Why don't you call Capital One and ask?

    I would lean towards them but see what they have offered you.
    apple82 wrote: »

    Which card is my first question & also do capital one actually have accepted me when at the end screen they said your application has been accepted and how much credit limit they start with.

    Sorry but I am new to this stuff hence these questions :o
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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