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American express nectar card cancelled!
Just cancelled my amex nectar card. Have been a member since 08, almost 5 years (in october). Received a letter saying from my card anniversary Oct 2013 I will be charged £25 per annum going forward for the privelage of using their card. Like I haven't paid them enough in interest over the years. Had to cancel because the…
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Clearing off balance
I have a Barclaycard that I have been making payments off for a while. I don't use it for purchases, so the balance has just been reducing with each payment (and interest being added). I now want to pay if off completely. If I pay the amount on the last statement, this should clear the balance. Usually this would mean that…
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Nationwide Accpeted or not?
I have used the quote option for nationwide 0% balance transfer for 20 months. I was quoted 15.9% with 2,800 limit. Do you think this an acceptance. I have done the full application and entered the balance transfer details. It stated they need to check some details and I should here in 7 days. I am asking as I have had…
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Credit card interest charges
Hi I am new to this forum so please bare with me. Finances confuse me a lot and sadly I am in a lot of debt with my credit cards. I have tried for years to shuffle my cards hoping that getting a few months interest free will help reduce them and I have always made the minimum paymets (which I know should be more but all I…
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Attempting to improve credit history
I have not owned a credit card before and have moved address quite a bit. I recently tried to get a mobile contract but was rejected when they did the credit check, so decided it was about time to try and sort out my credit history. Using this website I applied for the aqua credit card and was accepted but only got a 250…
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buying Eoros online with my card-but cash limit reached-any ideas how/where to buy?
:beer: Hi all, I have plently of credit left for purchases on my card-which has a 'cash' limit of only a 1/4 of the total credit limit. My partners been ill recently & I have found a cracking late deal for this weekend in Spain-only pay day is 10 days away! Does anyone know if I book currency online if it shows as…
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What's your favorite credit card company?
Guys, what is your favorite credit card company? Why?
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mbna delinquent account
i am trying to clean up my credit file and have found that mbna did not default me in 2006 when i went into dmp,all of my other creditors defaulted me but according to mbna they do not default you if in agreed payments,i received some money in 2009 and paid partial settlement to mbna,they then decided to file delinquent…
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Tesco credit card security blocks x12!
Hi - In the last 5 months my credit card has been security blocked 12 times! In the last month it has happened 4 times, twice within an hour each time. The card is registered in the UK and also in the Czech Republic so they know where we are! We use it a lot and we pay it off in full every month (except a year ago for a…
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chip and pin
I made a purchase by chip and pin the retailer keyed wrong amount they went back into my account a few hours later and took out money again. I reported to my bank Nationwide who said it was ok. I wrote letter to complain Nationwide have came back with apology and £50 sweetener but cant understand how retailer was able to…
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First Direct Credit card.
Firstly some great advice here on the forums. Second, I have a 1st direct account. Using the Internet banking under credit card it says; "From the information we hold, you are eligible for a first direct Credit Card" I completed the extremely short application and it then said "application accepted" At the risk of sounding…
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Halifax Mailshot - Guaranteed Credit Card
I've had some stuff from Halifax today saying I'm guaranteed to get a credit card from them if I apply. They're offering 0% on purchases and transfers for 12 months so it'll come in handy. Anyway, I'm posting because I'm curious as to whether this has been sent to me as Halifax current account customer or an Aqua card…
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When is enough, enough?
Hi all, I need to ask a rather strange question: I'd like to know when/if a Credit Card company ever looks at an account and says, "you know what, we've had enough out of this customer"? I've had a Virgin card now for over 7 years. I transferred £5k and then a bank error on the 2nd month caused me to miss a payment and I…
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How to process payments securely
My name is Christopher Marcus, and I own an online marketing business. I pride myself on providing the best service possible for all my clients. Lately, I have been trying to find a better way to process my clients' payments securely. I've tried several different services, but I haven't found one that I am really happy…
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Halifax One Card
Hi, I have a Halifax One card which had 11 months interest free. Last month I paid my minimum payment a day late due to not realising the date (completely my fault I know) and I got charged a late payment fee of £12. I've know received my latest statement and I am being charged interest on this card, is this because I made…
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UK Passport Charges
The UK government has just announced that from 15th April all UK passports for overseas residents will now be issued from Belfast. The charge will be £147.86 yet if you reside in the UK the charge is only £72.50. How can they justify charging more than double?
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Lloyds credit card
Wife has business bank account with lloyds as a sole trader, always in credit and personlly banks with barclays, usually in o/d. Barclays declined a cc application in 28/12/12. At the time she had a perfect credit file but with relatively high exposure. Since then her credit utilisation has improved, and we have paid off a…
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balance transfer
Can anyone help,I have a santander credit card,they offer 0% balance transfer,can swap my balance to another card,then move it back to take advantge of the deal
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No balance transfer offers at Barclaycard means no balance transfers at all?
Just so I know I'm not going mad, or that I wasn't speaking to an idiot, I just phoned Barclaycard up, asked to do a balance transfer expecting the 6.something rate or whatever it is for existing customers, the guys waffles on and on for a minute before finally saying there are no offers for balance transfers on my account…
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Can I buy a virtual credit gift card with an Amazon gift card?
I was given an Amazon gift card, but I have nothing to buy on Amazon. I would like to redeem it somehow for a Visa or American Express gift card, preferably one that is virtual as opposed to getting it in the mail. Does anyone know a way I can do this, or a way I can transfer my Amazon credit to PayPal? Thanks in advance
