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MBNA more rewards credit card(s)
I have the MBNA Amex that was out a while ago that gives you 1.75% on fuel/shopping and 0.5% everywhere else. I see the new rewards account gives you an Amex and a Visa on the same account which is attractive. What rewards scheme do people think is better? Might get MBNA to transfer the old account the the new one if…
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Tesco transferred balance from someone else's account?
Hi I took advantage of a tesco 0% on balance transfer however it appears they have taken the number down incorrect as my Barclay card still has a balance of £1000 and so does my tesco. They say they've paid the wrong Barclay card. Bspmeone completely random has gained. They are saying it could take 4-8 weeks and will…
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Anyone know what's happening with Capital One's card range?
I only ask because I noticed a few weeks back they no longer sell the card I have 'Aspire World'. Then today I notice they are no longer selling the 'Secured' silver looking card. Are they retreating from the UK? I recall MBNA reduced their range when they thought they were leaving our shores..
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Santander 123 Credit Card- some petrol stations classed as supermarkets?
Hi All, I recently received my Santander 123 Credit Card. I was excited about the 3% cashback. I was looking through the booklet that came with it and noticed something: "some petrol stations may be classed as supermarkets" Am I to assume that all supermarket petrol stations are classed as supermarkets (rather then petrol…
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Balance transfers to pay overdraft
Hi all, was hoping someone might be able to give me some advice. I've currently got a capital one credit card with no BT offers etc with about £800 balance (limit 1k), and an overdraft of 1k with Halifax which is costing me £30 a month. I've been accepted for a barclaycard with a long interest free period on balance…
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balance tranfer fee question??
hi I have been offered 0 % for 14 months on my Tesco credit card, but it says I pay interest on the fee until I pay of all my credit card ..if I tranfered £3,000 over how much would I need to pay..2.9 % fee.and how much monthly will the interest on the fee cost me. .thanks for any help....
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Tesco Bank website
Can't get onto it... anyone else?
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Debenhams Mastercard
Hi My 18yr old son recently shopped in Debenhams and at the checkout he was offered 10% discount on his purchases if he took out a Debenhams Credit Card. All they asked for was some form of ID so he presented them with his provisional driving license. They took the details, asked him to sign a couple of forms (of which he…
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Been offered 0% for 12 months. Chances of extending that?
Hi all First ever post here so if I've gone wrong or broken some rules please point it out but go easy on me! Also this might be a longish post to outline the detail. Apologies in advance lol I have three CC's (Halifax, MBNA, Barclays) which I'm trying to tackle head on. Limits and balances are as follows MBNA - Limit =…
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Halifax Clarity Spain Declines Cajamar Bank
Hello, Just a warning for anyone going to Spain with a Halifax Clarity card. For some reason the card declines at any merchant who uses Cajamar bank as its merchant processor. The message appears (After being translated) as "Declined, Remove card" or "Unable to contact card issuing bank". Anyone that I've tried at anyway.…
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credit limit
Just got accepted for a capital one credit card,wasn't the one I wantesd but barclays and the like won't accept me,anyway,I want to transfer from my santander card but the new cards limit doesn't cover the balance,anything I can do about that,ideas pleeease
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Idiot me - applied in a rush
I recently had some incorrect late payment markers removed from my credit reports and was eager to get a card to start repairing my credit history so I can get a mortgage.. I have defaults from four years ago but a spotless history since. Experian says my credit score is 'fair' but I take that with a pinch of salt as…
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Foreign Exchange Conversion Fees
I have just discovered that I have been paying conversion fees. Only because instead of it being included in the amount it is now being listed as a separate amount. I called my credit card provider and have hit a wall. They were willing as a good will gesture to refund the £10 from my recent foreign jolly but I told them I…
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Nationwide Credit Card - Reduced Limit
Hi Guys, I am a long time lurker of these parts, and as I am confused I thought I would pop here and ask. I have had a nationwide credit card for 2 years now (I got it as soon as I graduated and started work). I have been in full time work ever since, and mostly use it for work related things. Initially my limit was 1.8k I…
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Have Barclaycard Changed Their Limit Increase Criteria?
Previously when I clicked the button there was a list of bullet points like no increase in the last 6 months etc. Now when I look it doesn't mention this for me. Anyone else getting this?
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Can't get a credit card?(Student) Need Help
Hi there. I'm Alex! This is my first post here. So basically I signed up for a Lloyds TSB student account back in September when I started University and applied for a Student Credit Card with them at the time - and got declined. The woman in the branch said she had no idea why I was declined as I had nothing negative…
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From Current account to credit card?
Hi, I have an overdraft of about £1500. I've recently started paying a lot of interest on it so I'm keen to move it somewhere cheaper. I think a 0% balance transfer credit card would be the best way, but I can't work out how to transfer the overdraft onto a credit card, as the credit card won't take a transfer unless it's…
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buying house has affected credit score. How can you buy furniture
My son is wanting to purchase a suite after buying his first house but it has affected his credit rating. It will be two months before he has the funds to purchase outright and needs the furniture now. I am not in a position to buy on credit for him as my credit limit will not cover the amount. How can he get round this…
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Am I covered despite being no longer a customer?
Hi. In 2011, for my dads 60th I purchased two balloon ride tickets and paid for them on my Tesco Credit Card. Since then, I have booked flights on 4 or 5 occasions only for them to be cancelled due to the weather. Fair enough. We are due to fly this coming monday, (15th April), and this morning I found out the company…
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barclaycard commercial rates?
Just opened a business bank acount andw as given a 3 month interest free with a 7.5K limit Was wondering, is there a fee with this? No fee is mentioned in any of the letter. Normally when they don't say "free credit card", ususally means there is a fee. But nothing is mentioned in small print. BTW, whats the best business…
