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Tesco credit card
Hi all, I'm looking into a Tesco credit card. We are thinking of using it on our shopping every week and paying it off straight after. This would build our credit rating. Would this also earn use clubcard points?? Thanks in advance J&K
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Halifax credit card
I have the Halifax clarity card and want to make a payment from my santander card to pay off my clarity card. Without having to phone up is there a way I can find out the sort code and account number so I can pay this off? Thanks in advance
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credit card interest
Hi, Can i just check when interest comes into action on a credit card. I'm planning on getting a Santander 123 credit card but I need to check when I would pay the very high interest rate. Is it when the balance rolls over a month? Thanks
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Speeding help :(
Hi there I was travelling to work in a 40mph , I broke the speed and was doing 50mph I am sorry ! It's not big or cleaver !! Anyway a police car came behind me and said I was doing 70mph ! Which is a false and untrue statement ! My response was have u caught me with a gun or camera ! He said no I had to speed up to 70mph…
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Transferring business c/c debt to a personal credit card
Would it be possible to transfer a business credit card debt to a personal credit card on hopefully 0% for 12+ months. If so how would I go about doing this?
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Different bank account for sole trader?
Hi. I hope I posted this in the right place. I've been self employed sole trader for the past 5+ years and always used my personal bank account for everything. But this means I have to keep receipts for everything to give my accountant. Somebody I know uses the Natwest business one card so all he does is uses that card for…
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Shuffle help needed!
Really need help to do sums for card shuffle! I have 2 available 0% balance transfer deals available but they are on the highest APR cards I have. I'm trying to work out if its worthwhile transferring current balance from these cards first, to then transfer money back. If so, how to do it best? I'm aware there are transfer…
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Mastercard Refund on Cancelled Boiler Installation
I live abroad but have a rental flat in the UK. Boiler at rental flat stopped working and firm said new pump and powerflush was needed costing £600. Payment was made with Mastercard. Following day firm said boiler was damaged and needed replacing. I indicated to the firm I was short of funds and requested a final price to…
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Fluid application with existing MBNA card
I applied for the Fluid card yesterday - the system told me I would not get the 24 months 0% deal but would be eligible for a 19 month one. Having then filled in the details for £3800 worth of balance transfers (not to MBNA cards) it came back and said the application had been referred. I have a Virgin card with a £9900…
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Santander 123 credit card
Hi, If I get this credit card can I use the android mobile app to monitor my balance? Thanks
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General advice about getting shot of these cards!
Hi all, Just after a bit of advice really! After doing the whole uni thing twice..i managed to get suckered into having 2 overdrafts and 6 credit cards. Like many others I managed to exhaust all available credit and missed the odd payment..looking back i was very foolish! Graduated in 2008 and always kept the cards upto…
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what does it cost them to process credit/debit card payments?
http://www.bbc.co.uk/news/business-22128692 But how exactly does it cost even 50p? It's all done electronically! I would have thought it would be lucky to be over 10p a transaction when you consider how many transactions there are a day.
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Trying to do the Barclaycard shuffle - help needed!
Hello friends! Around 6-8 weeks ago, I transferred £5000 off my Barclaycard credit card, as the 0% deal had come to an end. Since then, I have had a balance of 0 with a limit of £5,100 on that card. I have not yet been offered any balance transfer deals by Barclaycard, but I really would like to start shuffling as my other…
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Balance transfer fee rates - are they negotiable
Are balance transfer fee rates negotiable, or are they normally fixed, with no discretion to reduce? Thanks
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Change in BCard's pre-app. checker
Hi Just did the Barclaycard pre-application checker. Instead of receiving a 70-80% chance of success, now getting a "very good chance" message. I guess this is a new way of saying the same thing.
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In debt with 2 options - help?
I won't go into the circumstances of how I've gotten into such a situation but here is where I am... Natwest Bank Account - £1600 debt Natwest Credit Card - £1580 debt Barclays Credit Card - £2600 debt (0% balance card with 14 months to run) Savings - £6470 ISA @ 4.25% Halifax Current Account - £570 Income - £1,111 per…
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Tonight's advice on TV
On tonight's MSE programme the advice given by Martin Lewis was to transfer 5000 pounds of debt from one credit card to another which had a lower interest rate, both cards having a 5000 limit. How could this go ahead as once you add on the transfer fee it would take you over the 5000 limit?
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Been Declined Halifax 0% Credit Card
Have just been declined for the Halifax 0% card. Have no debts and have my mortgage with them (for the last 30+ years). Feel like I have been slapped in the face. Am employed in a reasonably well paid job. Was going to apply for the next best 0% but thought that I had read that if you apply for too many your credit score…
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Virgin Atlantic Black Card?
Hi, I was wondering if anyone knew if there were any preset requirements for the Virgin Atlantic Black card as I am thinking of applying for it (as I travel Virgin a lot) but I am unsure of whether I should go for White or Black. I earn in the region of £25k, I have a Gold Barclaycard (which I got recently) and I have an…
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improving my credit score
I have a relatively mediocre credit score and I need tips to improve it. My credit card has a 1000 pound limit which I have reached. If I pay it off with my salary and use the card to live throughout the month will this improve my score? Also would this help with the interest? What I mean is if I have a £1000 limit which I…
