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Cash passport
Acting on advice I obtained a US$ Cash Passport and despite a few initial teething problems used it successfully in the USA including topping up over the Internet. However, my criticism relates to the treatment of "Pending Transactions". When you purchase an item the transaction (or part of it) is shown under Pending…
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Petrol stations charge for credit cards?
Hi, I'm looking into getting this santander 123 credit card. It gives cashback at petrol stations and supermarkets. Do these places charge card usage fees? How big are they? Say on £50 of diesel or food?
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Can they close my account??
Hi, some advice would be most welcome please! I had / have a credit card with HSBC - I paid it all off last year and was left with 58pence in credit. I asked about closing it and was told that I would need to write or go into a branch to do so which I never did. Therefore I was under the impression that my account was…
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Capital one /natwest Cash transfer problems can anyone help?!
I recently took advantage of capital one card for 0% cash transfer to bank account offer to try clear some payday loans. All absolutely fine until they tried to make the transfer to my Natwest bank... C1 have to do a verification that my bank account matches my information before the payment can go through and it kept…
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Ah, buy now pay it later with Woolworths, it's all cocked up
I had some furniture on this, believing it to finish this month (with a sum due to pay). I've had a call from Woolworths, it's apparently late (was due 31st March not 31st April according to them) and they've added on £165 of fees and charges. As I haven't received a statement in the last month I was entirely unaware this…
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Super BT
Hey Guys, super BT offered by barclaycard existing customers. 90% of limit no fee and 3 years at 6.9% fixed. very good offer in my opinion, just thought i'd let you know. got the letter today and it is on my online account.
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Natwest Credit card---be aware.....
:wave: Evening all, i recently applied for the Natwest CC, 1% BT fee and received my card today, just to let others know and be aware that in Martins :money: cards and loans section it says min payment is £5 or 1% of the balance...THIS HAS NOW CHANGED.... and is now 2.25% Ok for me as i transfered from a card which was…
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I have a credit card
With a balance of 1241 pounds with Halifax and my minimum amount is that much too because I have not paid for sometime. It has been passed on to a few debt collectors who did write me letters but eventually gave it back to the Halifax. The thing Im worried about is I have a account with them and could they try to take…
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Please help! Credit rating, excess spare credit, and how to arrange debt!
Hi guys, I'm about to join the debt-free wannabe page so this is exciting times, but I wondered if you can help! I'm soon going to be applying for a mortgage and am wondering the best way to 'arrange' my debt to have the best credit score. They are all completely interest free with various deals, including the overdraft…
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Additional Card Holder Question
Hi, If I am named as an additional card holder on a card in my partners name am I able to apply for a card in my own name with the same bank or would I be rejected because of this. Thanks A
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BEWARE! Don't get caught like me!
OK, 2 months ago I transferred 4.3k to my NatWest visa on a 14-month 0% deal. So, on March 8 statement date I owed this amount. Paid 300 quid off. No interest obviously. Between March 8 and April 8 statement, I made purchases of 1900 pounds on it. Here's the issue: After each purchase, made because it was necessary to use…
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Does a cash advance on a credit card look bad on a credit report?
Hi, I applied and was accepted for a Vanquis credit card in November after not having used credit for a long time. After a few months my credit rating started to rise with Noddle, So I then applied for a Capital One card and I was accepted there too, however, I decided to give a card to a friend for her to use the limit is…
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credit card novice
Hi, I was looking for a bit of help with credit cards. I have two cards, one old one which I never use anymore and a Tesco one that I use frequently and always payIn full which I have had a few years. I will soon be needing to make a larger purchase which I will not be able to pay off straight away. I was looking at…
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Whats best to clear a balance of £2000
Hi, I am currently wishing to clear a balance of £2000. This is not a credit card. I have always refused to get one and am currently paying hefty banking fees, roughly £20 to £40 a month. I am wishing to possibly transfer a bank balance onto a 0% credit card for over a year period, 16 to 17 months would be ideal and pay…
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can i get cash from 0% credit card
Hi peeps, I desperately need £1500, so I was wondering if I applied for a 0% credit card, could I get it as a cash advance, as opposed to purchasing stuff? Any ideas? Thanks :)
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Credit Card Surcharges
I thought that these were not allowed from last weekend, but the DVLA still want a £2.50 surcharge on car tax renewals. Not only is it still on their website, but their telephone payment system also provides for it. Have the DVLA got some sort of exemption from the new rules, or are they just a bit behind in updating their…
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Missed credit card payment
First of all I made a mistake, due to stress about a couple close relatives health and other issues going on – not an excuse though! Last month I missed payment on my credit card, first one I’ve ever missed, I always pay the balance in full a day/day after I receive the statement. To summarise: December statement paid…
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Mortgage advise
I own my property outright, I intend to let this house and buy another with the help of a mortgage to live in. Should I just get a new mortgage on the new house or release equity from the house that I own and intend to rent out? :money: I am confused over tax relief Thanks in advance
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New to Credit Cards. Where do I start?
As the title states really. I'm 29 years old and never held a credit card. I have never applied for one as I never wanted to rely on credit. I don't like having debts, so was a little afraid of having a card. Now the time has come as I want to focus on building a credit rating for the future to enable that all important…
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Eurocard Corporate Gold card - scam?
Okay, I'm just come home from work to find two letters from Eurocard. One looks like a payslip (tear of three side to open it) with a PIN and another similar larger one with a Customer ID number. Now to my recollection I haven't applied for one so !!!!!!? Has anyone else received anything like this? I found this site below…
