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Credit balance on Santander, won't transfer it back to me!
I recently took a consolidation loan and cheques were sent to all of my cards. A couple now have credit balances. Tesco are sending me a cheque but santander are refusing to give me my money back saying the minimum they can give back is £50. I am owed £14. I know its not a lot but its still my money and they are refusing…
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Credit Card Debt. Advice Needed Please
I have several arrangements in place with various credit cards & one loan. These were sorted out myself directly with each company and up until now has not been a problem. They have all frozen the interest and I pay between £10 and £18 per month to each one, totalling just under £80. However, I am self employed and have…
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Anyone else having problem with Barclaycard this morning (card not authorised)
Morning all, :) Just wondered if anyone else is having a problem ordering online using their Barclaycard this morning? I have tried Debenhams and Co-op pharmacy and both times it comes back as card not authorised. I am definately putting in the correct details. Rang Barclaycard who tell me there isn't a problem with my…
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creation card
just been accepted for a creation credit card with a 1k limit,also have a hsbc card with a 1k limit,yet when i applied for a capital one card i was declined ,it doesnt make sense can anyone maybe explain why this might be.
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Nightmare with orange prepay master card - money vanishes!
Dear Martin Lewis, Going through an utter nightmare at the moment with this card! After having purchased this card from the Orange website, I went on the 09th November 2011, into the Orange store (now known as Everything Everywhere) in West Ealing London - none of the staff had ever heard of Orange ever having this card,…
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Store Refund - not applied to statement
Hi. I took an item back to Wickes 3 weeks ago, 3 days after purchasing it. They refunded the value of the goods back onto my credit card. I have both the purchase and refund receipt, and it all looks fine and successfully processed etc. My credit card statement shows the purchase, but there is no evidence of the refund. 3…
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Credit Card no need to repay?
Hi, I am looking for a bit of advice. I have been contacted by a company (consortium reclaim) and they tell me if I took out my credit card years ago there maybe a mistake in the agreement and as I have not signed a new agreement I don't need to pay the balance I owe on it back. I was also told this would not affect my…
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Barclaycard error affecting former Egg customers
Hello all, I've just had an interesting conversation with Barclaycard customer services. I had been charged interest on my first Barclaycard statement as a former egg customer, despite paying all balances in full. The person on the phone told me that due to an 'error' they had no records of payments from any egg customers…
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problem with barclaycard ,advice wanted please
I have now got two Barclay card accounts, one a visa platinum that I have had over 10 years and the other one which is MasterCard that was egg ,recently been swithced to Barclay card . This is what I think has happened,now ber with me and I will try and explain all , My egg money card is my account same with platinum card…
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Credit card - no longer wanted
Basically I applied for the Barclays credit card last week and when I submitted the application online, an error message appeared, saying something went wrong and could not process the application etc. I then tried again and the same message came up. So I decided to give up and went on to apply for the M&S credit card…
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Paid argos card in error saga
I know it was a silly thing to do - I paid rather a lot of money into my Argos card which I do not often use, by mistake. I did this using internet banking when I was in a rush, although I was sure I double checked who the money was going to. The lesson to be learned here is - I paid the money in on 11th October and today…
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Aviva crfedit searches - MoneySu
Hi guys, After finding 3 "Aviva Central Services" credit searches on my account in the past 12 months I started investigating with Aviva as to how they were generated without my strict consent. I have finally received an email from Aviva who have discovered the source of these recurring searches and have pasted it below:…
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Credit Card Debts
I have multiple credit cards with various amounts of money owed on all of them, I've also been out of work for over 6 months and kept my head above water by paying minimal amounts from my savings, i've also now defaulted on most of them. I've finally magaed to get a job and hopefully will be able to start paying back some…
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I got the Barclaycard "22 mths 0%, 2.9% fee, £40 refund" - it was fast
Hi everyone I hope this is useful to somebody! I got this card recently. Applied and it came in the post 2 days later. I got a the rebate on my balance transfer fees (that is, making them equivalent to 2.9% instead of the normal 3.2%) 2 days after the fees themselves. .. furthermore, Barclaycard don't make these clear on…
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New to Credit Card
Hi All, I am new to this whole thing. I am in my early 20's and working full time I currently have a car on finance, in my name and I also have a phone contract. I was looking at getting a credit card as opposed to an overdraft to have for possibly small monthy spends and was just looking for some advice. Also, if you get…
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Back account closed
My back closed down my account without giving me any reason at all, is this legal at all?
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Halifax - MasterCard Secure
Hi All, Anyone else having issues with Halifax & MasterCard Secure? They have made updates to the system which now means that you don't have to use a password. Now, whenever I've attempted to use my card on a retail site (Next & Thomson on this occasion) they have declined the payment even though they can see it was…
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Good news Halifax story!
Just have to post that I got superb customer service from the Halifax credit card customer service team yesterday. I incurred a £12 fee as I missed my payment by a couple of days this month. This was the first one I had missed in ages. I rang them up to see if anything could be done considering my payment history and they…
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Paying off loan with 0% credit card?
I have a £4600 loan from my bank which Im paying £220 per month into, I stupidly took this out on their advice to consolidate an overdraft and credit card, now I wish I hadnt, my question is if I were to get a 0% balance transfer credit card could I pay off the loan with this then pay money monthly into the credit card…
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Employer contacted when applying for Barclaycard?
does anyone know if when applying for a barclaycard they contact your employers to verify your details? I am hoping to balance transfer to one of their cards but work for my parents so would not want them to know
