-
0% for 14 month query barclaycard?
Hi, Im looking to get a creditcard with 0% on purchases for 14 month but am a bit confused as when reading the small print it says :- "0% on purchases for Maximum 56 days from date of transaction for purchases if you pay your balance in full and on time each month." Does this mean if I buy somthing for £500 and dont pay…
-
Contactless payment
I've been to 2 McDonalds now with my credit card and neither have picked up on the fact it can do the 'contactless' payment, both just asked me to enter my card as normal and put my PIN in! So how do I go about trying out the contactless technology in McDs? (They do have it in these branches, it is advertised on the…
-
credit card for spends
hi, wonder what you all think, i want to go to new yrk in november, if i save 100 a month the flight etc is paid for by november and so far i am on course with this, howver spending money will be tight, tesco's do a good deal on a credit card 0% for 15 months, what are evryones views on taking out the credit card nearer…
-
egg balance transfer offer march 2012
Hi, I'm an egg credit card customer and have been offered a balance transer offer for bout nine months. The rate is 3.9%, but there is also a balance transfer fee of 3.9%, on which I'll be charged interest at the "standard rate". I wonder, taking into account all the fees and the apr, what in fact the true cost of the debt…
-
How long for Barclaycard BT?
Well the application process for the Brclaycard Platinum card was certainly very quick, approved within a minute of submission and told the balance transfers were being handled - but the question is how long does it really take from submitting the application for the transfer to take place?
-
Where do I stand
Hi, I wonder if you could advise me ! about a year ago I used a solicitor (through contact with the CAB) who gave me free help and advice on my debts as I am one of the great unemployed ! When the solicitor contacted Nat West about my debt and asked for the original paperwork/agreement they replied stating that although I…
-
new 0% BT card, purchases on it too, what clears first?
I've held a LloydsTSB airmile Duo card for a few years, use it every month and clear it every month, this month have applied and got their Platinum card with 0% BT for 12 months, same credit limit as my Airmiles one. A balance of £1500 has been transfered over from Airmiles to new Platinum card, I guess this wont be 0%…
-
How to blag a 0% purchase period on a balance transfer card
This post may seem a bit pointless, and it's probably already been done loads before, but I thought i would share it with everybody because I'm so pleased with myself for thinking of it... I recently transferred a balance onto a 20 month 0% BT deal. I haven't closed the other card and I intended to use it for small…
-
credit reference agencies + credit check
dddddddddd
-
Need some advice about high interest on credit cards!
I have quickly accumulated a large amount of debt about £14,000 over 4 years on credit cards and a loan. I didn’t take it very seriously until it got to the point where I realised I could only make the minimum payments so I decided to take a drastic action and move back in with the parents and focus all my disposable…
-
Post Office Credit Card
Hi, can anyone advise me if I should further a complaint I have with the PO to the FOS.... After numerous phone calls, letters, emails (spanning over 6 months) and sending a verified copy of my marriage certificate the PO have still not changed my address. I haven't had a copy of my account statement for over a year yet…
-
Thanks Tesco, for your total non-help!!
Bit of a rant here, but hey ho. Some may agree, most probably wont, but on we go with it... Some months ago, i enquired as to when my 0% on purchases should run out on my Tesco card. Call Tesco for an answer was the reply. Fair enough. So i call Tesco for an answer & they say June. Go back and get a proper answer was the…
-
Unauthorised credit card cash withdrawl
Hi, I was wondering if anyone can help me. I got paid this week so logged online for my bank account details and checked my credit card balance and noticed 1x £500 cash withdrawal and 1x £200 cash withdrawal. This was DEFFO not me. I got a shock and rang my bank (natwest) in the early morning and the lady took my details…
-
"billed deferred interest"??
what does "billed deferred interest" mean?? i've always paid my argos card on time, sometimes it might only be the min payment. don't understand. thanx for any advice t, x
-
Unwanted marketing phone calls.
Hello everyone, Ive just received a phone call from a company in Leeds,(withheld number) she wouldnt give the company name, but told me they were doing surveys for pain relief machines for conditions such as arthritis and would be "in my area demonstrating them". I asked how she got both my name and phone number and she…
-
Charged for failed withdrawal abroad
I went to Thailand earlier this year. Whilst there I made one successful withdrawal from a cash machine with my Halifax credit card and after that each time i tried, the transaction failed - i assumed this was because i hadn't told halifax that i was going abroad. On return home my credit card statement showed 2…
-
virgin credit card payment help!
Hi all, can anybody help me with a problem? Like a fool I've mistakenly shredded my virgin payment slip and I'm wondering how I can pay it.I asked at my bank(Barclays) if I could just pay it over the counter but they can't do it.Is there a bank that I can just pay it at with my account number?I tried ringing virgin but…
-
getting 1st credit card/credit history
Could you please advise. I have read the relevant posts on MSE but am not sure how to proceed. Many thanks! Mission objective: Halifax Clarity (for oversees spending & online protection & credit building & 5£ cashback) Acceptable intermediate objective: Credit card (to improve credit rating & online protection) The “good”:…
-
Will owning a property that I rent out improve my credit score?
Hi there, I currently own a property that I rent out. I am wondering if I add the address of this to my Credit Expert account will it improve my credit score. Also, how would I list it? Would I put down that I am still resident there as well as my current address? Any help would be greatly appreciated. Thanks, D
-
First credit card
I was wondering what the best credit card would be for a 19 year old. Looking around, a lot of credit cards say 0% for 15 months but I don't really need that. I've heard that a credit card can help build your credit rating so I'm just looking to use a credit card for normal day to day spending instead of my debit card. I…
