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death and credit card debt
I am wondering if someone can help me? My father in law has been diagonsed with terminal cancer and only has a matter of weeks/moths to live. he is worrying as he owes roughly £32,000 on credit cards. All upto date with payments etc but doesn't think he has PPI on any of them. When he passes away will the debt die with him…
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Unemployment claim dispute
Hope someone can give me some advice with this problem. I have successfully claimed on my unemployment policy for April and May after being made redundant at the end of Feb (had a four week waiting period). The first letter I received stated that I would be able to claim daily benefit for each day I was signing on and in…
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BC , the B's.
Deleted, due to unhelpful comment from a snide git.
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Quick Aqua question...
Hi guys, I just wondered if anyone who recently got an Aqua card could answer me this... How long after receiving your pin did you receive your card? I got my pin today! :)
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If the bank closes your credit card account ...
... can they demand immediate payment of the outstanding balance? I have a credit card and overdraft with a UK bank and have been increasingly unhappy with the service offered - in the latest incident they bounced a DD despite funds being paid in that day to cover it (all down to the timing apparently and yes, I should…
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Mbna charges for euro transaction
Hi everyone, Basically I booked a holiday is Southern Ireland (I live in N Ireland) was quoted 538.50 euro and charged that for the holiday by the holiday firm - for a week booked a house for family) . When I checked my MBNA statement I noticed I was billed £489.50 sterling - (should really have been roughly £468.50 or so…
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Balance Transfer Advice Please - Which Will Work Out Cheaper
Hi There I've taken the day off work to get finances sorted. I just need some advice if possible, I truly appreciate any responses. If by any chance you see this post Martin, I thank you for all of your work, I've been on the site all day. I have the option of transferring my debts to an existing credit card on a 0% rate…
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Joint credit score/remortgage
Hi I have a joint mortgage with my husband, been in our house for 15 years and are applying for a remortgage with a different lender just to get a better deal. My husband is the mains source of income with a good salary and plenty of savings and investments and good repayment history. I have a low salary and don't…
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Frustration with cancelling credit card, advice please
Hi everyone I'm new to this forum - apologies if this has been posted before, I know on a lot of forums you are not allowed more than one post about the same thing, I hope this isn't one of them. I'm after some advice please. Me and my husband have a few credit cards which we are trying our best to pay off. We have cut the…
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Tesco not sending me out a new card
Hi! In March, I lost my Tesco credit card. It was just misplaced in the house, not stolen or anything. I phoned up tesco and ordered a new one,told 7-10 days for delivery. When I needed to pay my bill that month, I phoned up as I usually do it online but wasn't sure if I needed my new number to pay it. When on the phone, I…
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Should I reapply?
Hi All, I wonder if you could give me a bit of advice. I've got 2 credit cards which I obtained whilst living with my parents. I've always tended to pay them in full each month. I've recently moved in with my boyfriend and we've been living together for just over 6 months. Last month I applied for an M&S card while they…
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Halifax Clarity Rewards cashback card
Can anyone tell me if the Halifax Clarity Rewards card is still a cashback card? I can only find a cashback on balance transfer card. Thanks
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Credit Card PPI
Hello, I get charged each month PPI; even thought I always pay off cards in full each month, but I don't recall ever asking for it. Questions are; can I claim this back and now? Many thanks in advance Morrile
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Changing Repayment Dates
This might seem an obvious question but to me its not. Is it possible to change your monthly repayment date to a different date in the month or do you have to pay it when the cc companies tell you to?
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Best way to 'spend' and bounce balances via credit cards/savings
Sorry the title sounds a bit daft, I am looking for advice on what to re: balance on an exisitng credit card (CC), balance transfer deals and a future purchase. I have just put £886.24 on my virgin credit card, APR 12.9% I can pay this off immediately if I should from my cash ISA, which is currently attracting 3.2% p.a.…
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Highest limit card with 0% BT/purchase
Hi everyone. I'm thinking of buy a car soon and one of the options I was thinking of was buying on credit card. My budget is around 8k. I have a fairly high limit on my current card (>£8K) so I could just use that and then BT as much as I can get - would this be a good idea? Or just do half cash half credit with a new…
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Vanquis Charges & Notifications
Hi All When I was young and irresponsible I managed to ruin my credit history. At that time Vanquis were marketing themselves as a card that could help you repair your credit history. Anyway I have since managed to sort my finances out and in November 2009 decided to stop using the Vanquis credit card that I have. At the…
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Virgin or MBNA Credit Card?
I am hoping someone can help me. I am wanting to choose between the Virgin Money Credit Card or the MBNA Platinum Visa Credit card. Now I am 99.99% certain that these are affectly the same credit card but the reason for my question is that I have previously had a virgin credit card, cancelled it around 2007/8 time, and I…
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Purchase interest rates - stupid question
I feel really silly to have to ask this but here goes: I have opened a credit card that has a promo rate of 0% on purchases for 3 months from account opening. If I used it and only paid the minimum amount, does it mean I will be paying interest on any outstanding balance come the fourth month? :o
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A credit score question
I tried to apply for a new mobile phone contract today with Tesco mobile but I was refused after a credit check. I asked which company they use, euqifax, and decided to find out what my credit score looks like with them. It comes up with a caution on the dashboard tool they use and when I look into this the only cautions…
