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Changing Repayment Dates

This might seem an obvious question but to me its not.

Is it possible to change your monthly repayment date to a different date in the month or do you have to pay it when the cc companies tell you to?

Comments

  • Degenerate
    Degenerate Posts: 2,166 Forumite
    This might seem an obvious question but to me its not.

    Is it possible to change your monthly repayment date to a different date in the month or do you have to pay it when the cc companies tell you to?

    You can't change the number of days you have to pay after statement issue, but most companies will allow you to change your statement date to shift the payment due date to a convenient time of the month. It's generally not a precise day, but a range eg 25th-28th of the month.
  • scott_lithgows
    scott_lithgows Posts: 1,427 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Yes you can,I,ve done it to a few cards so they take the cash early in the month after payday.Give them a call,it works easily if you have a D/D set up.
    I have a deep burning indifference
  • Degenerate
    Degenerate Posts: 2,166 Forumite
    As an added bonus, I found that sometimes they skip a month with your statements when they do this.
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