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new 0% BT card, purchases on it too, what clears first?

I've held a LloydsTSB airmile Duo card for a few years, use it every month and clear it every month, this month have applied and got their Platinum card with 0% BT for 12 months, same credit limit as my Airmiles one. A balance of £1500 has been transfered over from Airmiles to new Platinum card, I guess this wont be 0% interest as its theoretically the same card/lender?

If I add a 0% transfer to my Platinum card from another card I'm using (comes to 0% end in August), obviously I have the introductory rate for 12 months.

As I make payments, which clears first, the 0% BT from other card, or the balance carried over when the old Duo card was superceded?

Hope that makes sense people :o

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    If one balance is as 0% and another is not at 0% then the higher rate should be paid off first.
    In January the lending code changed so that the costliest debt had to be cleared first by card companies.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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