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Really need advice - credit report/CIFAS
Hi Around the middle of last year someone fraudulently used my card and also tried to open a national lottery credit account in my name. I spotted all this and it was sorted. I saw the check on my credit report and discussed it with Experian, who put me onto CIFAS, who advised they could add a marker to my report such that…
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Natwest Student Credit Card
Hi guys. I've had this card for about 7 months now and i just realised i had an unanswered question. Is this card prime or subprime? APR is 18.9%... just a little unsure and wanted to know for the sake of it. If anyone knows i'd much appreciate it :) . Thanks guys :D .
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Barclaycard Increasing my Interest Rate - My options?
Hello! I got a letter this morning from Barclaycard which stated that they would be increasing my APR from the current 14.9% to 19.9%. Needless to say I was not pleased to hear this. I have an excellent credit history (did a credit check with Experian) and have never missed a payment on my card, usually paying much more…
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Sygma credit increase
I recieved a letter for my flybe today, it said that my limit was been increased by £300 in 30 days. If I didnt want it to call them. I wonder why they take 30 days todo it
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advice on existing HSBC card
Hi everyone, I am looking at buying a new car and would prefer to pay for it on a 0% credit card and tarting til it's paid off. I have just received a 0% Tesco CC with a limit of £4600 and also have a HSBC card with a limit of £4000 and 16.9% APR Obviously I would prefer to use the Tesco card but may need to increase the…
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Balance Transder question.....
My balance transfer has finally appeared on my Barclaycard from my Virgin credit card. However, the amount it still showing on my Virgin account - is this right? How long will it take to "disappear" from my Virgin card? Also, payment was due on Virgin during the transfer period and I paid the mininum amount which was £25,…
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Credit card transfer and advice
Hi all,does anyone know the apr on lioydstsb cc's ? I've had one for a while never really paid much attention to it,has around 600 owing on it I'm currently paying 100 month back,would it worth transfering to one new 0% cards to pay off a bit quicker,what the pros and cons
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Barclaycard online account showing old credit limit
Hi, I have a barclaycard since July last year. In december, I recieved a letter stating that from 28th January 2011, my limit will increae to new limit. It also said I had the option to keep my current credit limit by rejecting the new limit. So today is 29th Jan and my online barclaycard still currently shows old credit…
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Help!!!
My boyfriend was looking for a balance transfer as the 0% rate on his Capital One card (with a balance of £7000) had expired. At the beginning of January he applied online for an MBNA credit card, but at the end of the process was advised that his application hadn't been successsful, and that he should telephone them to…
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Natwest Credit Card - want to close
How do I close my cc? I have tried to call the bank and then they said they would call me back. Instead of calling them is there any way i can close this online?
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My address used for cc application
I got a letter today sent to my address but to someone else's name from sygma bank about a flybe credit card, which has been declined. I was obviously very worried that someone else has used my address fraudulently to try to get a credit card. I phoned up Sygma, and they confirmed the card was declined because the name and…
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minimum balance worries
hiya - need some advice. i have recently transferred by balance from one credit card to another to get a 0% deal. I changed the s/o on the card to reflect the higher amount for the minimum payment, but having logged on this morning, it appears that i am still £1.36 due on my minimum amount for this month and it is due…
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Easy Jet - avoid booking fees
It is well known that the (hard to get) Visa Electron card is the one card that does not attract a booking fee when booking with Easyjet. I have been reading on this site that the prepaid card Travelex Cash Passport is well recommended - as Martin says: "Lastly, this is accepted wherever Visa Electron is, which means a few…
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Halifax interest rates just go up and up
Please could someone give me some advice as to how I can get Halifax to either stop my interest or at the very least drop their rate of interest? I have a large amount owing on my card (£12300 owing on a limit £12400) much of which was taken in cash - I know not good but it was the only source of cash at the time - I can…
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Card for using in USA
Hi I was wondering if anyone could advise me on what type of card to take/use when on holiday in USA. I would like to get a card that I could put some of my savings onto before I go in July. Or would it be better to get a credit card and have the money ready to pay it when I get back? Many thanks in advance.
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paying off credit card! settlement figure?
i got myself into debt , got onto a debt management thing , found out that wasnt for me so got out of it and now paid off everything except a credit card 2,500 whats thebest way to pay it off ? someone mentioned asking for a settlement figure would this be best for me and how does this work>?thanks
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Halifax Clarity Card
Did anyone know that you get charged interest on purchases from the day you use the Card? I mean Purchases not Cash Advances!
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credit card for emergencies
hi we have never had a credit card but thinking about getting one for emergencies , eg vet bills, washing machine etc. normally if we need something we save up for it. so any advice appreciated thanks kay
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If i need to claim of CC company......
do they need to still active? I have used them to pay for activities on an upcoming holiday. I do not use them anymore, but was worried if i cancelled them & things went wrong i could not go back to them. Hope this makes sense.
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transferring a partners debt to my card
Hi I wonder if anyone has any experience of this. my husband has debts, (38K) can't get a 0% card, but I can.. I have been offered a 0% 16 month virgin card, can I transfer some of his debt to this card? even just shifting £5K of one of his highest interest cards would relieve some pressure of him each month, as he is…
