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Natwest Student Credit Card

Hi guys. I've had this card for about 7 months now and i just realised i had an unanswered question. Is this card prime or subprime? APR is 18.9%... just a little unsure and wanted to know for the sake of it. If anyone knows i'd much appreciate it :). Thanks guys :D.

Comments

  • 18,9% isnt SUB prime that would be more like 29.9% or 34.9%
    18.9% isnt around an average apr for a cc
  • It doesn't really matter. Student are in a sort of limbo - no money, little history but good potential. And it doesn't get reported as being prime or sub prime. Only your management of the account is reported.

    And for the record, 18.9% is a pretty darn good rate.
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