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Credit card question
Hi folks. I recently got turned down for a Tesco credit card as apparently my credit score was too low. Although this surprised me a little, I am now considering boosting my credit score by getting a card with a high APR (poss. Capital One Classic) and paying it off in full each month for a few months. Do you guys think…
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Halifax Credit Card
hi does anybody know if you can do a balance transer to you bank account clearing your overdraft with the halifax credit card tried to call them but they are closed thanks
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play.com/mbna card
Hi, Has anybody else recently got one of these new cards and has an online balance that shows they owe £1 and yet there are no transactions as yet?
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Payment Break Plan - Monument
After falling on hard times a few years ago, we have been on payment plans with our credit cards to clear our outstanding debts. But I have just discovered that my wifes Monument CC has been charging her a Payment Break Plan of £14.92 pm even though they have agreed to her paying £5 pm to clear the debt. Hence her debt is…
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Help please! Info needed on Credit building cards
I want to build up my credit rating. Having lived here only for one year in the uk it's not brilliant. I do have a credit card at the moment and I have missed 1 payment on it just over 6 mths ago and also made a few cash advances.(Silly I know but I've learnt the meaning of this since). I pay the minimum amount every month…
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credit card debt
hello people i have just lost my job and had to take redundancy money i have 5000 on cards debt three are 0% hsbc till may 2010 mbna till feb 2010 virgin till dec 2010 fully maxed i have two other cards which i spend on but not 0%. any help please or advice
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Credit Card Fraud Citibank
Hi There Can anyone give me some advice please. My card details have been used without consent for two transactions. The Citibank contacted me as they suspected illegal use of my card and I confirmed that I had not used the card for the two illegal transactions (for just over a thousand pounds). The representative of…
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Credit Card Refunds
Has anyone been contacted by any of these companies saying that if you have credit cards over two years you have been mis sold them and could due to goverment rulings get the balances back. I have and am confused They have asked for a fee of £900 per card which they say goes onto the card and the bank reimburse this. Is…
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Please Help Advice Needed on Credit Card Insurance
Hi guys, Just wondering if anyone can help me with credit card insurance i have a virgin credit card and a company called me and stupidly on my part I took out there insurance which I would preferred not to have done anyway they said I would get a welcome pack and could cancel within 14 days which I planned to do, The…
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Old Egg Money card...still withdraw cash?
Sorry not got time to search right now...if I get £9k transferred from my Skycard to Egg Money, can I still withdraw it to my current account? I'm not sure what the situation is now as this is an old, not been used in ages account. I need a way to get the cash out of the Sky card. Egg card is clear with a positive balance…
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Any Credirt Cards that offer 'Extended Warranty'?
Hi Barclaycard used to offer 12 months Extended Warrantee on electrical items once the 1st 12 months had expired. They no longer do that. Do any other Credit Cards offer this service - about to make a few big purchases, and need the Extended Warranty - without having to pay rip off prices etc. Thanks
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Sky credit card cheques query?
I've been sent some promotional 0% cheques and the promotion ends at the end of this month. As this is the 27th, I'm cutting it fine to use them, question is.... would the date be taken from the day the cheque was signed and paid into my bank...or from the day it clears? If it's the latter, then the promo period would be…
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Maximum cash advance on barclaycard platinum?
I have a £6k limit on my barclaycard and need to borrow £3k. I'm thinking I may be able to withdraw £3k from my barclaycard and balance transfer it to another card at a lower rate. It may be cheaper just to get an unsecured loan but it seems like such a small amount but I can get a 12 month BT on my other card at 0% and…
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WU-YI Tea
Hi, I am new here, but want to say that I made a very bad choice back in October last year and ordered some tea on line, this has caused great distress as not only did they take the money when it was ordered, but have taken more money since, infact monthly, the amounts have gone down admittedly, however these days no one…
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Credit Card Refund Question
Hi - forum newbie here. My partner recently bought a reconditioned gearbox for her car from a dealer on the web for about £300 - the Peugeot garage wanted £1400+ before labour costs for a brand new one! The gearbox arrived but it was for a petrol engine rather than diesel - a mistake on our part (partner's father said it…
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money transfer, paypal?? PLEASE HELP......
hello, Right I'll try and explain it so that it is clear!! Hubby wants a boat and we both agreed to get a credit card to buy it so we went for the tesco clubcard cos it has 0% for 12 months on purchases. (the plan is to switch in 12 months). however he has now seen the perfect boat but it is not via a trader or shop its a…
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Silly mistake with Capital One
I think i've made a daft mistake with Capital One credit card. I saw it was the King Georges horse race on Saturday and didn't feel to well so I looked on here and opened a betting account with Stan James as they were giving a deposit match bonus. I registered my capital one card as I though a tenner won't make much…
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unenforceable credit card agreement and trust deeds
Hi Everyone, I am new to forums so be gentle with me. I need some information and I hope someone out there can help me. I am currently in a trust deed (scottish equivalent to IVA). I had 2 credit cards and a bank loan which I could not pay so opted for the trust deed. I don't remember ever signing a CCA for either of my…
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Credit card interest rate being increased.
Hello. This is my first post. I wonder if ayone can provide some advice please? My credit card provider, MBNA, have recently written to me, advising that they intend to raise my credit card interest rate. I always make my payments, although sometime s a few days late due to travel away, but have never strictly 'missed' a…
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edge card
Hi Can anyone help me. Ive recently bought a bike from Halfords on thier Edge Card. Ive had the bike stolen, but did not take out a Warranty Insurance. I have got a Crime Number and have been told i am insured with the Card, can anyone tell me if this is true. Many Thanx Lole
