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Debit card maestro
Tesco online will no longer accept maestro..they say it is being phased out...........is this so..?
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How can I get a blooming credit card?
Right. I know this is probably a recurring theme but - honestly - I have read all the posts/info on this website and I'm still so confused. Would really really appreciate some advice! Situation is.. There's a black mark - an ''8" against my name on my credit file, going back to 2004. I was in dispute with Mastercard…
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Credit card transfer or use mortgage savings pot???
After a fair bit of scrimping and saving, I now just have 4k to pay off my debts. :j (Starting debt December 08 was 15k :eek:) I have 3k on a 0% card which finishes September and 1k on a 0% card which finishes October. The big question is... 1. Do I transfer the whole 4k to my Virgin card. 0% until May 2010 but 5% balance…
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MBNA minimum payment clarification?
I'm a little confused. I've read numerous posts here stating that MBNA have a flat £25 minimum monthly payment whilst in a 0% BT promo period but I can't find anything on the MBNA site other than 'the greater of £25 or 1%'....which would be more than £25 since it's around £10k we're talking about. We've had this account…
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Pre-Paid Card builder.
Right guys i have a very poor 517 credit rating because of previous bankruptcy. basically there a few cards one of them being this one: mycashplus i understand it's basically a loan which you pay off monthly then at the end of the 12 month period it gets added + to your report. now my question is what if i was to have…
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Why am I paying more interest on my life of balance transfer?
Hi all...I transfered a balance to another credit card last yr, It was life of balance transfer 6.5% my interest ws approx £4 per mnth...now! 12 months later my interest is approx£10!! per month I did have one lat payment a few months ago..has this anythingt to do with it although i did pay the late payment charge?? I am…
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Tesco 0% for 12 Months on Purchases Clarification
Hi, I'm looking to get myself a new SIM-free mobile phone and need a small loan of sorts to buy it, around £400. Would I be right in thinking if I apply for a Tesco Credit Card which comes with 0% interest for 12 months on purchases that I can use this to buy it and then pay it back at £33 a month (or more) with no…
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Pft Credit Card companies
I found an old credit card that I'd paid off 9 years ago and it was in credit, so I rang up to ask for the money back. Whilst on the phone I asked how much interest I had made, the girl on the other end completely ignored me. If Credit Cards can charge interest, then so should I be able to, back to them :rotfl:Could have…
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Best 0% for a newbie to Credit Cards?
Hi I haven't ever had a credit card before so i'm totally naive when it comes to how they work etc. Basically, i'm looking to get one, as risk free as possible (!) with as long as possible 0% term. I've had a quick look around the forum but most of the recommendations seem to be for balance transfers, and as i have never…
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Pay off Overdraft with a credit card?
Morning all, Quick question for you today if anyone knows what the situation with this is I'd be glad to hear your advice: - I have an amount sitting in overdraft with my Nationwide account. - I now have a 0% balance transfer card with Barclaycard. - I plan to call Nationwide and pay off my overdraft (which is in…
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Please Help???? (PPI Claim)
I was declared bankrupt in 2004 and discharged in 2005. In 2002 I took out a loan which was included in the bankruptcy debt. I was contacted by a claims company earlier this year asking if I had taken any loans out in the last 6 years. I explained that I had and gave them all the details and told them about the bankruptcy…
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Why the difference in fees between cheque & bank transfer?
CC company cheques have a 3% handling fee. You can write these to yourself and pay into your current account. You can also go online and transfer straight to your current account.....with a 4% handling fee. Given that an online transfer cuts out any cheque processing yet also takes the same time to reach your…
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Large Balance Transfer needed......
Husband has £20k on one credit card - how can we transfer this to 0% interest cards :confused: . The interest is crippling us. Conscious of trying to apply on line for cards as it will affect his credit rating.............?
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Card advice
Hi all, I'm 21, living at home with the folks with a regular monthly income, on the electoral roll, have no overdraft/outstanding loans/existing cards etc and am currently trying to apply for the best credit card available to me. After briefly trying to apply online for the Tesco Clubcard credit card it appears that I'm…
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nationwide cc
after having a nationwide cc for 9 mths for a balance transfer . once the deal is finished do they offer u a new deal?
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Best Credit Card
Hi, I'm after a credit card for my monthly fuel that i will pay off in full every month. Whats the best arround???? Regards,
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Credit Card Worries
Hi All When I turned 18, and for the following three years, I took credit cards out left right a centre, and ended up with three cards after doing some balance transfers - they totalled about 7,000. I couldn't get one card with a high enough credit limit to transfer them all, so once my interest free periods all ran out,…
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PRE-AUTHORISATION on credit card,
i have recentley booked reserved a hotel room using my credit card but pay the fee for the room on arrival. i have had a e-mail also saying i would need a pre-authorisation of £250 on my credit card to cover any damage if their is any. problem is i only have about £100 credit left on my credit card. is their any way around…
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Is cashback still available on Barclaycard Platinum for existing users?
Is cashback still available on Barclaycard Platinum for existing users? I opened an Platinum credit card account with Barclaycard about 3-4 years ago. I had stopped usng it and recently got a letter asking to use it by next month (August 2009) or they would close the account. So that's why I'd like to know if any Cashback…
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Cash withdrawal question
I have been told that it's looked upon badly if you withdraw cash from a credit card, 1st of all is this correct? Secondly If it is correct what impact can it have if any on a credit rating? The reason I am asking is as I said in an earlier post I used my credit card on a betting account. I only put £10 put I have been…
