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Barclaycard Platinum credit card......
Hi Ive recently been accepted for a Barclaycard Platinum credit card . It will be my first credit card as I have just owned a maestro.So I have Got a few newbie questions. Have I orderd the right card for my self? I will be mainly using it to buy stuff online because my new hsbc card I have had problems with as its a visa…
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Tesco breaking away from RBS
Does anyone know when Tesco will officially break away from RBS in issuing their credit cards? At the moment they are still being underwritten by RBS systems in Southend (the old Joint Credit Card Company). I want to know if and when they will start to use their own systems and quit their RBS affiliation... Could be a good…
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Low credit cards and current accounts
Hi all Im new here and hopefully can get some usefull advice from some of you. Basically our credit score is on the floor as we have several buy to let properties and have been in our overdraught for the past year. We have no defaulted payments of any kind on loans, mortgages or anything else. What has happened is that…
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Tesco Credit Card - Who to Appeal To?
Have just been declined for the Tesco Credit Card, and want to appeal the decision. Anyone have the address? Can't seem to find it on the Tesco Finance Website. Any help is much appreciated.
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Virgin Prepaid Credit Card problem
I had £22 or so on my card, and used £18 of it to fund a transaction via Alertpay.com, but Alertpay gave me an error message while it was going through and the money never went through. Now my Virgin card balance is still £22 but with only £4 or so 'available to spend'. It say's the rest is 'pending' even though the money…
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Payment Query
Dear all, I recieved my Capital one card, and ive been welcomed to the world of credit cards. Had some advice, in terms of balances do you advise i pay it off all in one at the end of the month. Example i bought some food from Mcdonalds, its obviously added to my balance after 48 hrs, instead of me forgetting shall i pay…
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GE Money / Santander Email
An email from Santander begins with: It is a genuine email as they have included the last 3 digits of my post code and there's no dodgy links in it etc. Now, you may think that's nice of them to email me. But, there's a problem. I don't have a House of Fraser card! I have an Asda card, which is run by GE Money and that's…
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Post office credit card
I have just recived a credit card from the post office....it says that i wont be charged any fees for items bought abroad.......i am going to Spain next week on holiday, would it be better fo me to say bring 100 euros with me and use the card when i am there....or would i be worse off with the exchange for items bought…
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Monument Visa - Payments
Hi All On Monday 18th May. I rang monument to make a payment of £25 towards my small balance. Today I called again to make another payment with some surplus cash, to my astonishment, I was told that it is not possible to make more than one payment by debit card over the phone with 1 week????? This is because of money…
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Help!!!! Barclaycard have reduced my credit limit without telling me first!!!
Hi Hope someone can help with this, Barclaycard have just reduced my credit card limit without telling me. Can they do this and is this legal?? I've been making regular payments of more than the minimum balance because I wanted to clear the outstanding debt but was planning on using my card to hire a car this weekend and…
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bought tickets on credit card but still not showing on the online account
should i be concerned, bought tickets for a musical last saturday with my lloyds amex card the tickets arrived on tuesday however it is still not showing on lloyds online site i went on earlier this week and on the account detail the difference of the credit limit and the available limit differed by the cost of the tickets…
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best plan of action
hi, I have a sainsburys credit card due for payment £6100 on 2nd june , i put cheque £6200 in account which will clear on next friday and wonder what is best plan of action. If i phone up and pay in full by debit card when cheque is cleared ,will this debit card payment clear in time ? Or any other options ?
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hsbc visa debit card
i made an online purchase on wednesday night (i booked a flight for which i have already received confirmation) using my new hsbc visa debit card,its now friday and the money is yet to be debited from my account. i was wondering how long does it usually take for the money to be debited as i would of expected the money to…
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Abbey CC 0% BT for 12 mths or 15 mths?
Moneyfacts says Abbey credit card is 0% for BT's for 15 mths from date of issue of card. Went onto Abbey's website and it says 12 mths. Anyone know which is correct?
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Norfolk - Card Fraud Theft - Warning
Gangs of “innocent-looking” women with pushchairs and children are descending on Norfolk towns to snatch purses from vulnerable elderly women, police warned last night. Story click here. I would suggest that victims are being targetted for their PINs then their bags are snatched. The safest sort of card for the vulnerable…
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Capital One: can you change cards?
If I run my Classic account well in the next 12mths is there a possibility Capital One will put me on a lower interest card, like their 15.9% one? Or would I have to close it then reapply? Has anyone got a 0% card 12mths after rebuilding credit file after late payment markers?
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Tesco 0% card available for existing (but dormant) accounts?
Dear all, I haven't used a credit card for absolutely years, I always use debit card. However I've decided to get a card, especially for larger purchases as some of the stories about not getting money back when using debit cards worry me a bit. I see from Martin's article that Tesco is the best card for 0% purchases so as…
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Help!! Catch 22 - CC repayments being cancelled out by interest!
I have been trying to pay off my Credit Card but my payments are being swallowed up by the interest charges, so in short i am getting nowhere with it! I tried to switch to a 0% balance transfer Virgin card but have been declined because I stupidly went over my o/draft limit on my current account in the past 12 months! I…
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First Credit Card Question about goldfish credit card
Hi First post! I ve applied for a goldfish card, my first ever credit card, and was wondering about the £30 cashback offer. It states on the site you have to spend £100 for the first three months to get back £30 worth of cashback, but when does the three months start?, the first of the month you apply?, or three months…
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CapitalOne Rant
Hi Guys, sorry just need a rant! been looking for a card to B/T some high interest debt onto. My rating isnt very good so i applied for the capital one card with the low rate for a long period. actually got accepted through the credit check and got asked to send my proofs in. i did this but the proofs were not accepted,…
