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egg money card fraud
Just been notified that my egg money card has been used fraudulantly on-line yersterday. Purchases from www.oyyy.co.uk, hugo boss and a theatre tikcet agency. The they weren't authorised apart from the oyyy (computer) one which also managed to pass the mastercard security checks. Egg seemed to expect this one to be…
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Is it reasonable to be charged for this?
I have an MBNA credit card. At the beginning of last month I paid a big chunk of it off. After that payment had cleared, my online statement still said they were going to take out my regular direct debit (just the minimum payment) at the end of last month. I had budgeted to make this large payment, but not the DD as well,…
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Help!: PostOffice credit card application process is driving me mad!
Hi there I thought I might post a problem that I am facing with the Post Office credit card process, hoping that someone here will help me in sorting out this. I have applied for a PostOffice credit card online, after a couple of days a received a letter through the post from the PostOffice asking for me to send…
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What reason would explain a payment with a credit card won't appear on the statement?
Is there any reason which might explain why a payment made with a credit card does not appear on its statement after several weeks, now at least a month? Is there any regulation as to how long a payment can appear on the credit card statement before that it becomes unpayable, like a cheque? Thank you.
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Credit cards are your friends - really!!
For those who pay off their credit cards at the end of the month, the most attractive cards today are the cashback ones. Previously with higher bank rates, one could go for balance & super balance transfers and save that money in a high interest savings account. The interest gained would be more than the transfer fees and…
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PAYPAL CREDIT CARD and GE CAPITAL
I responded to an email from PayPal to apply for a PayPal Credit Card. Yes it was genuine. They promised a £20 eBay voucher if you were accepted and you activated the card. When I phoned to activate my credit card, issued by GE Capital, they knew nothing about the £20 eBay voucher. I then contacted PayPal via their website…
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Capital One £1 Equifax Card Charge
Dear all, After numerous amount of calls ive managed to get my Capital One Classic Card. I set my online account up etc that was fine etc. Now as part of the deal you get the free identity check which i duly applied for. Rang up Capital one, and to my amazment £1 was taken from my account. It saying its pending on the…
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paying c/c by direct debit
Hi folks i know this may sound like a silly question but i just need a bit of clarification, i have some debts on a couple if credit card and i actually have 6 in total. i was just wondering because the payment due dates are all different i always get a bit stressed about what time i should pay to make sure it clears in…
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Card activation call - scaremongering sales pitches
Is there really any need to call the credit card company to activate a new card, or is this just a chance for the credit card company to try and sell you card protection? Why is it they always use scaremongering lies to sell you these pointless services? I just got told by someone at barclaycard that if someone steals my…
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Bad Credit..... help!!
OK, so through terrible money ways I have a bad credit rating but... My debt is now being paid off. Here's the story... I had around £7500 of debt on stupidly high interest cards and overdrafts I have paid off my £1000 overdraft fully and closed the account I have BT'd and paid off my Virgin Card (34.9%) and its sat with a…
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just a quick question?
Hi, When getting a new 0% card with 0% balance transfers is paying of the remainder of my loan in one go classed as a balance transfer or cant i do this? Thanks Marc.
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New Card... Play.com vs. Tesco?
Hi guys, In the market for a new card. Been quite annoyed with the Barclaycard, as previously I was on their travel rewards card. They have now put me on their pathetic cashback card, and it ain't doing much for me. Just to give you a little background, I always pay off the balance at end of each month, so the interest…
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Best balance transfer cards
I have good credit rating (since my pay all my does on time and direct debits) only one credit Card Had Capital one (complete twits) and Egg was ok (both paid and canceled after intrest free period) Halifax card is soon up so any suggestions on a Card?
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How many Credit Cards
Daft question, but is there a limit to how many credit cards you can have at one time? I currently have 3, all of which I pay off by DD in full every month: AMEX Nectar (for Petrol @ Sainsburys), Tesco Clubcard (for Tesco shopping & online), ASDA Reward CC (for ASDA shopping). I have just sold my house and need some quick…
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Credit Check
Hello I have £5k of credit card debt, which i hope to clear in the next 2 years or so. I have managed to switch half to Barclaycard (6.8% for life of balance) a month ago. I want to transfer the rest to another card (low life rate or 0%), but i'm worried i've had to much activity recently. I'm currently renewing my…
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Flybe Card for Free flight: T&Cs
Hi all, I already have two cashback cards which I use for everything and pay off every month and I was going to apply to the flybe card to take advantage of the free flight offer. I filled in my details online and then I'm presented with the T&Cs. On reading them I see the following statement:Total charge for credit (when…
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Credit card/ financial hardship
OK I know I should have done this sooner whole thing sooner, but is it worth me putting Financial hardship into my letter on credit card PPI claim back, like with the bank charges claim?. I'm currently unemployed and am sending a confirmation of benefit claim with my letter.
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reclaiming store card charges
hi, i had 4 store cards with creation, i have paid them all off, but remember having excessive late and overlimit fees (which were caused by the late fees. Can i reclaim the charges from all 4 cards with one letter and one £10 fee? any help appreciated. also does anyone know how to change your user name for the forums?
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Help!!!!
Hi All, I am an 18 y/o unemployed mother of 1. I am on benefits at the moment until I return to work. I have applied for a few credit cards and loans, as well as 1 or 2 store cards. I have also tried applying for mobile phone contracts but I keep getting refused. Would anyone be able to help me?! plz?? I am wanting at…
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Which option would be best for me to pay for car repairs?
Hi, I need to pay for an expensive (~£750) repair to my car, which I use to drive the 100 mile round trip to work and back when it's my turn in the lift share. I'm currently pretty broke after paying for my wedding, and I already have the following debts right now: * Tesco Loan - £10,000 at 6.4% APR, originally took it out…
