PAYPAL CREDIT CARD and GE CAPITAL

ADEKEEBLE

I responded to an email from PayPal to apply for a PayPal Credit Card. Yes it was genuine. They promised a £20 eBay voucher if you were accepted and you activated the card. When I phoned to activate my credit card, issued by GE Capital, they knew nothing about the £20 eBay voucher. I then contacted PayPal via their website who told me to ring Santander (?). I rang the number and it turned out to be a call centre in India. They too knew nothing about the £20 voucher and told me to ring eBay (?) but could help me with my account. In fact the operator was one of the most unhelpful people I have ever dealt with. I am not claiming this has anything to do with Indian call centres before you jump and down. I then told them I was going to cancel the account which I did over the phone there and then. She didn't even try and convince me to stay with them. Unbeleivable. Has anyone else experienced any problems of this nature with the PayPal Credit Card?

debtdestroyer007

TBH... i think all call centres are crap.... not just the ones in india!!!

never-in-doubt

debtdestroyer007 wrote: »

TBH... i think all call centres are crap.... not just the ones in india!!!

Yea and to be honest closing down a card for a £20 voucher is slightly ridiculous as well - in fact applying for a £20 ebay voucher is bad enough but to close for non receipt is actually comical

debtdestroyer007

lol...... Hey NID, i hear your are the unenforceablity expert. is this true?

never-in-doubt

debtdestroyer007 wrote: »

lol...... Hey NID, i hear your are the unenforceablity expert. is this true?

lol, why....?

Have you not been keeping up mate? http://forums.moneysavingexpert.com/showthread.html?t=1674391

Whole thread on it!

debtdestroyer007

its just that i work in the debt solutions industry... IVA's etc...... know a lot about enforceablity through MSE must admit- thanks to you guys.

what industry do u work in? if u dont mind me asking that is

never-in-doubt

debtdestroyer007 wrote: »

its just that i work in the debt solutions industry... IVA's etc...... know a lot about enforceablity through MSE must admit- thanks to you guys.

what industry do u work in? if u dont mind me asking that is

I'm in security but know a lot about unenforceability cos I have been battling with it for the last year and only just recently have Experian emptied my file but still ongoing with Equifax.

At least I got one cleared so i'l lavoid equifax if needs be for the next 4 years LOL

But yea, I know enough about it and all the clauses and how to get out of different situations and the letters to send and what can/cannot be asked etc. Also know that the test cases are not going to proceed and things will be as normal.

Lots going on at the mo but suffice to say if you are not liable to pay then i'll help you not to pay and to stop them hassling you and eventually to get data removed. See the thread link I posted and you'll see the letters - I tend to do them for people, lol, easier than explaining the processes involved!

One point to make mate, i'm against enforceability! Personally I prefer unenforceability but I knew it was a typo LOL

debtdestroyer007

its great mate ur knowledge..... if u looking for a change in career.... PM me . lol

never-in-doubt

debtdestroyer007 wrote: »

its great mate ur knowledge..... if u looking for a change in career.... PM me . lol

lol why what you got in mind? drug running mate?

Knowledge is only what people make of it.....

debtdestroyer007

na u could be my new business manager in IVA's..... i am looking for somone who is a bit clued up in the real world. i have interviewed 6 idiots all from secured loans background who dont know the difference between a Default and a CCJ.....

never-in-doubt

debtdestroyer007 wrote: »

na u could be my new business manager in IVA's..... i am looking for somone who is a bit clued up in the real world. i have interviewed 6 idiots all from secured loans background who dont know the difference between a Default and a CCJ.....

LOL, ermmm ok! Everyone knows that one is a county court judgement and the other is simply a default to the debt, i.e. arrears!

CCJ's do not become statute barred. Instead they will naturally expire from CRA records 6yrs after the date of order. Remember though, unlike a default, they can be reinstated for as long as they remain unsatisfied, they are also recorded at the registry trust, satisfied or otherwise.