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Questions on PPI for credit cards
Despite the fact that a number of years ago I had declined PPI somehow it managed to creep back into my cards as a charge. At the time I had been extremely busy with Uni etc and was hard pressed for cash but somehow managed to not see the charge! Naturally paying off any debts on the cards were a struggle. One of the cards…
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I got my credit check from Experian and this is what I found
ALL of my credit cards are missing. its got my b and q account card on there, correctly showing no outstanding balance. it also doesnt show my mortgage, is that correct? it states that i have 2750 of credit available (because that is what my credit limit is for the b and q card) but doesnt show either my unused accounts…
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Free ATM cash withdrawals in Europe?
I'm posting this here as there doesn't seem to be a general banks forum. I would like a bank account in euros that allows free ATM withdrawals throughout the euro zone. It could be with a bank in any one of the sixteen euro zone countries, but Ireland would be preferable given that it is English speaking and just a short…
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Advice on interest rates? And low interest shuffle?
I am trying to help my mother. She has been refused a 6.5% low rate balance transfer card And a 0% balance transfer card What is the best way of consolidating the below so she is making less payments to less cards. But can increase the amounts. if that makes sense. She owes currently Aqua: £1097.65 Comet (GE Money) £883.61…
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Credit card transaction canceled
I bought something from a website, and paid by my credit card. I got the confirmation email and the amount was held in the card. However today I received a email said the transaction is canceled cos there is no that product in stock actually. I lost no money, but my time and a good deal. How do your guys think about that?…
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New DDI - should it appear on Natwest Online banking?
Hi, I have a new Natwest Credit Card and have set up a direct debit payment for minimum payment. The statement that I recently received does mention that the minimum payment will be taken on the due date (which is 28 Jan 09). However, in my Natwest Online Banking, the D/D instruction is still not showing up. Should I be…
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Virgin MBNA Sharks again!!
I just paid off my Virgin credit card balance in full a couple of weeks ago, and actually ended up in the positive on the card. I then decided to cancel my direct debit to them with my bank so that they would not take any more money from me. Today i checked my account and found that they have fined me £12 for cancelling…
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Aqua Card Changes Terms
Have just noticed on my most recent statement. Aqua card have changed the 'minimum payment' balance to 1%. Therefore, if you have a high enough balance, then you will notice that your minimum payment will no longer reduce your balance month on month, rather, you will notice an increase in the amount you owe to Aqua. I…
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too many choices, whats best for me?
sorry to jump straight in, but here goes ive two credit cards which i owe on 1, RBS GOLD CREDIT CARD £3100 2, CAPITAL ONE MASTERCARD £2500 PAYING £60MONTH INTREST on the RBS one what can i do to get back on track i'm a bit dim :confused: as ive looked at the options but still dont know which would help me best im looking…
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American Express card
Hi there - can anyone advise on this please. I am being chased for payment from Thomas Cook for a transaction which I was told went through my account on January 16th 2007 ( over a year ago nearly) The transaction was for ski passes and the operative on the phone , back in Jan 07 , authorised the payment and we received…
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Credit Card
:money: Help please.I have a credit card from the Yorkshire bank with a £7900 credit limit.I make minimum payments around £234 every month at 2.5%.I am now struggling to even make the minimum payments now.Is there any way i can do a balance transfer to another card and i would like to know if i can cancel payment…
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Best 0% credit card to use abroad
I'm going travelling for six weeks next month and am looking for the best rate credit card for purchases whilst I'm away. Can anyone advise on the best option?
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SkyCard - Earning Skypoints
First time poster (be gentle). Skycard customer services have told me that if i transfer my direct debits (mortgage, etc) to my Skycard it will all be eligible for earning Skypoints. Unfortunately the guy i was speaking to didn't sound like he knew the answer and just guessed. Before I go to all the hassle of transfering…
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Refund from credit card not Atol
Can anyone tell me if I can claim a refund from my credit card company under the Consumer Credit Act if I have been waiting to get a refund from ATOL for 3 months and they say they don't know when I will be paid because they have so many claims. Could I nominate the credit card company to receive the refund and ask the…
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Egg - Negotiating a clear balance
I have an outstanding debt of £2587 on my Egg Card. I was one of the first round of customers Egg disposed of (like many others with a good track record) in January 2008 & am looking to make a payment of £2000 with a £2150 compensation payment I have just received. Do any forum members have any experience of negotiating…
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Balance transfer to a current account?
HI all - Wondering which credit cards allow you to transfer money into a current account? I have tried with Barclays Breathe but they refused :mad: I know egg do it but I don't qualify for the 0% as I use to be a customer (around 2yrs back).. Many thanks
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0% or low Life of Loan BT Credit Card?
Hi, I'm new to posting, although not to the site as I use the advice regularly to reduce my outgoings. I have a 0% balance transfer credit card due to finish in the next month. I cannot pay it off in full and want to reduce the interest I'm going to be paying which has risen from 19% to a staggering 34% over the last year…
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Advice of drafting letter to Creditor
I need to write to a creditor, asking to repay the accumulated debt in monthly payments - I have drafted this letter, can anyone offer any advice on what ive written? "Since making that above agreement, our financial circumstances have changed. The amount that is stated in your letter is a vast amount of money that at this…
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Can Anyone Offer Any Advice
ok my friend has had bad credit history in the past and is now trying to rebuild it now she was advised to get a credit card but with bad credit cant so what can she do.
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overdraft to 0% balance transfer card?
Hi, I am looking to apply for a virgin card to move my existing credit card debts to - if the limit is high enough can i move an overdraft to it as well or does this count as a cash advance (with interest!!)? thanks for any help in advance....:confused:
