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Capital one BT offers for existing customers
I have a Barclaycard (£2300) and Capital one card (£500) when i rang to activate the capital one card, the advisor told me that they will increase the limit after the 0% on purchases period (6 months) finishes. Are they likley to increase it by much? I took the card out, so that I can hopefully transfer some of my…
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Closing Credit Card Accounts?
I have a number of credit card accounts which are never used. Two of them are actually in credit as I paid off the balance and the providers took DD's anyway. All I need to know is if simply writing to them quoting my card number is enough to get the cards closed or will they throw small print at me?
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First time CC
I'm 18 and decided to get a CC to help my credit rating. I applied for a Lloyds TSB AirMiles card as I've banked with Lloyds for a few years now so thought it's best to go to my own bank first as they know me, however they declined my application. I have 3 credit searches on my report and no previous credit history. My…
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Warning - Card Fraud Near Towcester A5
Used your cards at the Shell Service Station on the A5 at Paulerspury, near Towcester? If so check your statements. Change your PIN's (as card issuers won't tell you your PIN's been compromised), or get yourself Chip & Signature Credit Cards. Story click here.
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Freezing Interest?
I phoned up the automated helpline on one of the credit cards to get a recent balance; and one of the "please press for...." options was for "freezing interest" I didn't press it, as I was too busy sorting out the balance etc. But - if I went through to it, what exactly does it mean? They freeze my interest at whatever the…
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Help please! What is dom quasi?
Hello I hope someone can help. I have just received my asda credit card statement and there are four odd entries on there. Each transaction is entitled 'dom quasi cash advance fee' and is for £3.00 each time. I am stumped as to what this is.I have e-mailed asda credit card services from my 'manage your account' page but…
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Capital One PPI reclaim help needed please
Hi everyone, I'm in the middle of trying to reclaim the PPI for my Cap 1 credit card. Here is the letter I wrote: Dear Sirs, I refer to the above credit card account account. I understand that Payment Protection Insurance was purchased as part of the credit agreement. I now believe that I was mis-sold the insurance for the…
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Cancelling Amex charge card
I've been a member since 89 and recently decided that I can no longer justify the membersip fee of a Gold card so rang up today to cancel my membership. They offered me a green card free for 12 months but then she told me that they would charge £23 a year if I wanted membership points! "No point in keep my membership…
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Advise Needed, please!
I wonder if anyone can help, my mum and dad got a credit card, i think it may be a Barclaycard, they were both on benefits my dad's disabled. They have a balance of about £900.00 on the card i think, but in May last year my mum passed away from a short battle with cancer, my dad only now receives money for himself and is…
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A question about credit card balance transfers.Please help!
Hi, this is my first thread, i would just like to ask for advice because i dont really know who to ask , i have a £1,000 debt on a credit card, can i just transfer that money if i got a new 0% card like on the website (http://www.moneysavingexpert.com/cards/balance-transfer-credit-cards) As that would allow me to pay off…
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Credit cards abroad/ when FX converted?
I'm going to Ukraine in a couple of weeks and it looks like the currency there is heading for freefall. How do you best use a credit card when paying abroad in countries where theres rapid inflation? I've heard that the foreign currency, in this case UAH is only converted when you get the statement, not when you pay, but…
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I have read mortgages have credit protection
Last year we bought a BTL property we got approximately 30,000 mortgage, i have been paying off large chunks so it is down to around 15,000, i decided today to ring my provider RBS and ask for a further advance of approximately 10,000. They asked a few questions, the bank said they couldnt lend more money because we live…
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going over your card limit
has anyone noticed that if you go over your limit without knowing, then the card is still accepted for awhile. Then when you get your next statement the details about you going over your the limit are not very obvious. I am with Tesco, I hadnt realised i had gone over, it wasnt due to not being able to pay & they managed…
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Credit Issues
Has anyone heard of - or used a company called Credit Issues Ltd - www.creditissuesltd.co.uk? Am interested as I've been approached in relation to recovering the full amount on my credit card if that card was taken out prior to 2007 and if it has more than £2,000 on it. Sounds too good to be true!
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Stumped konw?
Owe on 4 credit cards been trying to swap in the last 2 days for 0%cards been declined by a few.Also tryed for a loan been refused twice had a phone call last night from freedom finance saying they will find a lender anyway cut a long story short phoned today and offered me the loan but the monthly payments were double…
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Refund Via a Credit Card and Consumer Rights
Hi, I purchased a Shuttle PC and components to assemble from a company (icubes.co.uk) which was faulty (wildly unstable system), sent back with full instructions from me as to how to reproduce the problems. They said they'd fixed one problem (the system does now boot with the memory I purchased which is one thing) but the…
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Barclaycard!!!
I had my goldfish credit card taken over by Barclaycard last year. Just had a phone call from Barclaycard asking me to pay £395.28 over the phone for money owed from December! I asked when the last statement was sent out and they replied 13th January - so you should recieve it today or tomorrow!! So basically they are…
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Credit Card Protection
I am due to renew my card protection, for lost, stolen etc. plus keys cover. It will cost £70 for 3 years. Is this a good deal? Do I need it? It is with Barclaycard's Sentinal Gold and covers mine and my husband's cards and important keys.:confused:
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Replacement Credit Card Question
Hi guys, Apologies if this is a silly question, but I need to order a replacement credit card as mine has become damaged. When I get the replacement, will the card number and expiry date be the same as the original? Just wondering as I have some hotel rooms guaranteed to the original later in the year, and I don't want it…
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Virgin Money fraud help!!
My husband applied for a Virgin Money Credit Card in November. He received the PIN number on 16 December. Credir Card said it would be despatched 7-10 days. Rang up today as we hadn't had it, £5000 has been spent on the card!! Apparently the PIN was accessed over the internet!! Help......where do we stand?
