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Credit Card Statements
Not sure if this is the right place, but any help would be greatly appreciated!! I have had a HSBC credit card for about two years now and wanted to know if there is anyway that i can get hold of all of my statements from this time? Can i just write to the bank and request them? And if so do i have to pay for them? And…
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Late payment now charging interest on 0% deal?
Virgin keep changing the payment date on my card. As I've got a direct debit with them this month has come out late and now they have charged me £12 for being late but more importantly they have charged me interest when I’m on a 0% interest for 16 month deal. Can they do this? Hope this makes sense!
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Tesco clubcard credit card
I currently only have one credit card (Nationwide) but am looking at getting a tesco clubcard on. If you apply online do you have to send documents off? I don't have any bank statements as I do it all online. Address - I move around so often for work that sending it to parents they would have to forward - can I put an…
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balance transfers
i have 2 cards one halifax 22% with £6000 on and a capital one card 26% with £300 on the thing is halifax have offered me a balance transfer rate of 8% so could i transfer the halifax over to capital one then straight back to halifax to take advantage of 8% rate. and would i be able to do it in 4 different transaction as…
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stolen debit card
my card was recently stolen and money taken out of my account. because it was used at a cashpoint the bank are saying i must have had the PIN with the card and are therefore refusing to to reimburse the money. does anybody have any ideas how i can go about getting this money back? it was half my monthly salary! it didn't…
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Student Balance Transfer - Help??
Hi there all, I don't know if anyone will be able to offer any advice but here goes.... I am a student and I have a Capital One credit card. I have a balance on there that I cannot afford to pay off all at once, because I need the money to live on. I could use my overdraft but I don't want to in case I need it. I am trying…
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Creditcard Purchase Dispuite....Advice & Suggestions needed
Hi All, Got a question, In April 2008 My mum paid £500 on here Lloyds Creditcard as a deposit on a car for my sister. After a month of 2'ing and frowing, the deal fell through as my sisters finance company refused to finance the car as it was not a UK supplied car as it had been advertised (there were also a couple of…
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Alternative cashback card to Amex?
Hey guys, this is my first post here after being a lurker for a while... I pay off my last credit card balance at the end of the month and am looking to ditch my cards and get a cashback card for purchases. Only thing is, I've been given a company credit card and it is already an Amex. Is it worth me getting a 'personal'…
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credit card payment question
I have a Natwest Card,Lloyds,Halifax,Barclay card does anyone know if i can go in with the card to the bank and make payments instead of waiting till i get my bills. Thanks:confused:
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Pending Transactions??
I need some help with my Amazon MasterCard. It shows the following on the online banking.... CURRENT BALANCE: £596.13 VALUE OF PENDING TRANSACTIONS: £652.28 CR AVAILABLE CREDIT: £703.87 Does the value of pending transactions affect my available credit or not? My credit limit is only £1300 so it does not seem to be…
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Amex interest rate rise
Can anyone explain why, with interest rates tumbling to an all time low, Amex can wite to me and tell me that my Gold Card APR is going up from 16.4% to 19.9% from March 1st 2009?
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Credit Cards in Ireland
Hi, I don't know if you guys can help me as you're a UK site, but I'm from the UK and love all the advice here so I thought it might be worth a shot :) I've recently moved to the Republic of Ireland and, in case you don't already know, the only debit card they have here is something called a Laser card, which isn't…
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Barclaycard not given enough credit limit
Last week DH applied for an Oyster card with Barclayscard so that we can BT our Virgin card (0% deal ends in March). Great, but they have given us a limit which is less than half of what we need (why am I surprised ?). I thought perhaps that we should also apply to Tesco or Egg for their 0% deals but I am not sure if I…
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Thomas Cook Credit Cards - how are they?
Hi, just wondering if anybody has any experience with Thomas Cook Credit Cards, in particular: a) How stringent are their requirements b) How easy is their application (speed of opening, amount of paperwork you need to return?) c) Is their 0% on foreign purchases good? Like really 0% and based on Visa's exchange rate?…
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staring into the debt abyss
Am new to the site, only just told loved ones about my situation and now feeling 'where do I go from here?' I have £6000 on a cc, £1800 bl, £3750 od at my bank- Natwest that I could really do with some friendly advice about. I also owe £1500 rent arrears, and £285 council tax. Like everyone else out there I have a story…
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Credit reports: inappropriate searches by car insurers
I recently checked my credit report and saw searches by a couple of car insurances companies with whom I have no financial connection to and I have not made an application for credit, or even have insurance with. My husband called a number of companies to "shop around for car insurance quotes" but he decided not to change…
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Help!Help!Is this illegal!!!Amex problem
hi, guys. i did opened an Amex card due to their cashback offer (GF is the primary cardholder and i'm the additional one) in later Nov, with credit limit of 1300 pounds. as christmas coming and need to buying some expensive item for a friend (she lives overseas) we had spend 9k+ in the first month and 13k+ this month so…
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Confused about Balance transfers. Which companies OWN which????
Hi, We have a CC with MBNA which we would like to close and transfer the balance. I have heard that there are certain companies you cannot transfer to as they fall under the same 'umberella'. Is this true? We have seen a good deal with bank of Scotland (not Royal Bank of Scotland). Are they anything to do with MBNA? As far…
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how quick are credit ref agencies at updating info from card companies
can any one advise, as i cancelled a few credit cards in november 2008, i have had written confirmation from all 4 cards concerned, as i had noticed not updated on the credit file as yet, the ones i can message (egg and mbna) online, i sent a message to, mbna are sending the details later this month, but egg replied…
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I stupidly didn't pay in full!!!
I pay my M&S card by direct debit (minimum payment) then pay the rest. Stupidly this month I got my sums wrong by a whole £1 meaning that I'm going to suffer £15 interest! I've spoken to them tonight and asked if there's anything they can do as a gesture of goodwill. They're going to talk to a supervisor and call back…
