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LLoyds Duo card (Air miles)
Hi, I am trying to find out if i buy a currency travel card on the LLoyds Duo card if i will be charged the 3% fee (cash advance) as i know in the on some cards it comes up as a transaction and not a cash advance. Does anyone have any idea or has anyone tried this? Thanks in advance.
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Can I Claim Charges?
Hi, last year I made an agreement with Barclaycard and HSBC to pay them £1.00 per month. I thought that was the end of it. I received a letter from Connaught Collections this week threatening to take my house and possessions if I didnt pay. They bought the debt from Barclaycard. I have since got advice re this from CCCS.…
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Problem over missed payment - how best to stop it hitting my credit record?
On 9th of December (in the evening) I made an internet payment to my Ikea card for £30 (on an o/s balance of around £190 with the min payment due of around £5). On the 12 of Jan, I got my December statement in the post (delivered just a bit late!!) and saw that the statement date was the 9th of Dec and they'd counted my…
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hi i,m NEW to this and need advice
i,m really new to this but need some help and advice i have a credit card maxed to 5500k and i,m only able to pay the min amount * just *someone told me about transfering my balance for % or something i also have a morgagae /loan to pay which i,m struggling with but just about managing to keep my head above water as they…
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Card Spending Protection query
Hi folks, I wonder if anyone can help with this please? OH and I have decided to buy a Nintendo Wii (we don't 'need' one, but have been very careful with our money this last year, we prefer to save than spend, but have now decided we'd like to treat ourselves a little!). Obviously it will be better to pay for it with a…
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1 application but to which CC provider?
I would prefer to only make 1 application as I'm due to remortgage soon and dont want to jeopardize anything..and certainly confused by the maze of cards out there Can anyone please give me some guidance as to which card I'm most likely to be accepted for in my circumstances.. Ideally a 0% card.Have a good history with no…
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Which martgage companies allow you to pay by credit card?
Pretty much as in the title - which mortgage companies allow you to make payments by credit card (so you can get cashback on the payments / 0% spending offers)
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Barclaycard Initial
Hi all, Applied for one of these last weekend, and at the end of the application it stated it could not give me a decision straight away, but if I am accepted I will get the card in the post, and if they need more information they will write to me. It's been a week now and I have heard nothing. I don't know how long it…
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Using a Credit card in the USA- is there a better option?
i am going on holiday to the USA in a couple of months and initially was planning to pay for everything on my credit card and setlle the bill when i got home. I thought that this would be better and cheaper than exchanging sterling into dollars/travellers cheques as i have usually done.On checking both of the c/cards that…
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Spouse taking a card to repay my credit card
Is it possible for my husband to take out a 0% balance transfer, no fee, to repay my credit card debt?
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Need a new Cashback Card
Hi, Ive now got an American Express, Abbey & Capital One Cashback card, I have used the cashback allowance on all of them, I think my Capital One card still gives me cashback but only 1%. Are there any other cashback cards available?
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Virgin credit card interest charges
Today i found out how virgin calculate there interest and January has 33 days of interest to accumulate ? but only 31 days in the month anyway Did BT and halved the interest from 15.9% to 7.9% life of balance, so stuff virgin. Get rid of Virgin credits ASAP Regards Moneybuster
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MBNA Charges
Has anyone else been caught out by the way that MBNA charges interest on it's credit card? My son has today found out that they charged him interest from the day of the statement up until when the payment is made, so therfore the quicker you pay it off the less you are charged. Although they put a due date on the statement…
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Shares and Credit Card debts
My father has a few shares probably less than £5k that he wants sold when he passes away and the money given to his 4 grandchildren. He also has credit card debts of £25k that he is paying to various credit card companys at a very reduced rate with no interest being added, but obviously as he is 75 years old he will never…
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Goods bought via credit card not provided
Hi Hopefully someone can help. We recently bought an appartment in Spain and paid a UK company to provide the furniture. We paid up front with our credit card. Two months later all furnishings have not been provided, the items missing mean we cannot have pictures taken or let the property. The latest email from the company…
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adams mastercard
if adams have gone into administration. can i still use my adams mastercard?
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Ryanair Debit card charge grumble
I'm sure I'm not the first and I definitely won't be the last but can someone please explain how on earth Ryanair can get away with charging £5.00! per person per flight as a charge for using a Visa Delta debit card!? :mad: The only free way to pay appears to be a Visa Electron card which I do not have. Here's the…
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Card fraud crackdown accelerated
http://news.bbc.co.uk/1/hi/business/7834798.stm for those interested in the technology, details can be found here: http://www.sas.com/industry/fsi/fraud/payment_fraud.html
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Capital One Interest rates on cards
Hi I am new to this forum, so a belated Happy New Year to all. Hopefully 2009 is going to be a far better year than 2008. This can be achieved if we all move as one and not lock up all the cash. Yes be frugal but the economy needs spending to operate correctly. Anyway, that's enough preaching. However my partner has…
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HELP!!!How can a bank call a purchase on a credit card a cash advance?
My 20 year old son has lloyds tsb gold card. He needed to pay a substantial deposit on his car insurance & paid it over the phone on his gold card. He has since been paying a substantial amount of interest on the card & because of that & being laid off from his previous job, he has regularly gone over his credit limit,…
