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Need LOB card advice please.
I've been looking around for a better deal on my CC. I never pay off in full each month but do pay a lot more than the minimum to reduce it down as much as I can,but do spend on my CC from time to time so it would be a long term arrangment. My current CC provider is Egg @ 16.9 APR and I have a 3.5k balance. Seems like the…
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Capital One is it just me
I have now had for the last week 13 emails from capital one saying my e statement is available to read i have read it online but still they keep coming is it a fault on their system im getting fed up with it now:mad: i am getting at least 2 a day how do i get it to stop any ideas?
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Didn't apply for my credit card
Hi All, I'm hoping someone might actually be able to advise me on this - I appreciate that it might be a usual case... When I was 18 I enquired about applying for a credit card, my limit at that time would have been around £100. I do not ever actually apply for the card or sign anything. A few months later a credit card…
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credit card of a deceased family member
Hi my father in law has recently died leaving an outstanding balance on a credit card. We were advised by Citizens Advice that all debts died with him however, the bank who provided the credit card are using some money that was left in a savings account in his name to pay off the balance......... Whilst I accept that the…
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Halifax One Card
Hi all, i called up this morning to apply for CC with the halifax lady signed me up for the Halifax one card and i was appcepted :j but in my online my offers menu i've noticed they where offering me a halifax 12 month card:think: So my question is which of these cards is the better one?
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CCA dates - help needed
hi all, i hope someone can help me here with the CCa request and the how many days do i need to gove them etc...??? i have sent 3 CCA's with my £1.00's to 2 companies. 1. 1st credit and they cashed my cheque and sent back a letter acknowledging the letter. this was recieved on the 18/03/08 as i sent recorded delivery. 2.…
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Abbey are doing nothing about my ~£2000 credit card fraud
Here is the complete history of my complaint with Abbey. Someone has used my card details to make an unusual ~£2000 purchase and Abbey have not given me a response about what is happening despite numerous emails, phonecalls and letters. I have written to the complaints department 3 times now. Almost a month has past now.…
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Cash from Credit Card?
Hi all, I wonder if you can help please- is there anyway I can get interest free/charge free cash from my credit card? It is a Barclay Card with 8months interest free purchases left, but I need to take a large cash advance without paying the fees- is there a way I can transfer it to my bank account or something similar?…
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Sale of Goldfish to Barclays
The Morgan Stanley & Goldfish credit card websites show that these cards are now issued by Barclays. They seem to have completed this deal faster than originally planned - it was only announced in February.
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Credit Cards
Hello, I am new to this and could do with some help. I don't work at the moment as I am a stay at home mum. Both me and my husband are trying to sort our finances out but are finding it really hard. We have two credit cards and I have a bank overdraft of £5000.00. My husband has got alot of late payments on one of his…
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Credit Card bill - 0.01p
I transferred my balance from my Abbey credit card to another credit card and got a bill for £2.96 interest owing (which I expected as the final interest due). I duely paid this balance ahead of the due date - in fact it was credited on the 7th day after the statement date. Expecting that that was my account clear I could…
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Credit Card Cheques and Current Accounts
Hi, Got a MINT card on its way to me and just noticed they have a 0% offer on cheques for 13 months. Just wondered if anyone knows whether these cheques can be paid into a current account? Regards UNDERGROUND :D
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Credit Card Confusion
I have rang Virgin today to ask what interest I'm paying on my outstanding balance which is £682 @ 0% and 652 @ 15.9%. I have a new Barclycard who will offer 6.9% for the life of the balance transfer - which is better, I can't figure how to work it out.
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new virgin 0% min payment?
i transferred a few balances to my new virgin card a couple of days ago, these equal just over £2500 altogether. when i asked what the minimum payment would be, the girl told me £5! i said - 5%? she said - NO £5. ok so although i am planning on paying MUCH more than that off per month, i was very intrigued to know if this…
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Identity fraud protection on Goldfish?
Hi, I have recently received my Goldfish-cc. When talking to one of their advisors on the phone today, he started talking about identity fraud. He advised that they had several options available to protect me against it. When i asked whether he was talking about insurance, he replied: "Yes". Now, when people try to sell me…
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Cancelling credit card PPI
Anybody had any trouble doing this? I'm looking to cancel my PPI on my Capital One credit card, I wrote them a letter asking if the PPI had been miss sold to me in the past which they said it hadn't, they did however say I had a 30 cooling off period to cancel it for free and that I can cancel it if I ring the number on…
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HELP, in a mess with my cards!
I owe quite alot on my cards(about £16000) and need some advise please! I'm struggling to pay the min each month on my cards, loan and mortgage. I've took out £10000 on my mortgage to pay one of the cards off but is there a way to not pay the full amount. say if I owe £8000 on one only pay a fraction of that to whipe the…
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Credit Card for 7 months travel
Hi I have a friend who is going on a 7 month trip around the world and is thinking of getting a credit card as a backup for any emergencies. He is thinking of getting the Virgin card which is supposed to give 0% for 15 months and 15.9% thereafter or the Capital One which gives 0% upto November and then 9% thereafter. He is…
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Dealing with con-artists?
I've always heard how you are protected from fraud by using a credit card to make internet purchases, but now that I need to use the protection I can't find anything telling me what my rights are & how to pursue them. I have a Bank of Scotland Classic Mastercard which I used to pay for an Ebay auction where I won a camera.…
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Bank of Scotland credit card
Does anyone know whether I can still apply for a Bank of Scotland credit card even though I've already got a Halifax One card (both providers being part of the HBOS group)?
