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Barclaycard - Cancelled my promotional 0%!
Hi there, We are currently living in Canada. We have set up a postal redirection service so that we can get our monthly Barclaycard statement. I missed a payment for the month of March - although I didn't receive the statement I admit it is my own fault for not remembering to pay them. When I received my new statement not…
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is there amounts credit cards will give on
cards on a website or this website somewhere? also remind me if you have one mbna card (have abbey which i think is mbna) can you get another card which is managed by mbna too? thanks !
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Pre-paid credit card and online gambling
Hi, I sometimes sign up for internet gambling sites in order to take advantage of the quidco cashback but I haven't done this since I realised that MBNA was charging me £3 per payment. If I got a prepaid credit card, because I'd only be spending my own money would this still be an issue? A while back on the Jeremy Vine…
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Credit Card - poor rating help!
Afternoon, I am looking for a credit card to accept balance transfer (i have a balance of £600 on a barclaycard) however my credit score is poor (approx 500) and I don't want to apply for too many and get rjected. I haven't tried any as yet, but does anyone know of anyone who is worth trying? I have seen the rebuilder…
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Would it be possible to make the full £200 straight up for Amex Plat CB card?
Hi, I have wondered whether this would be possible. If you had the 5% Amex Plat card that pays 5% oup to £4,000 for first 3 months. If over the space of 3 months £4,000 was deposited to a casino site and then withdrawn. And the card paid off, would this acrue the cashback, or rather would it work? Personally, I am not…
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paying 0% cards if mortgage renewal due
Hi, I currently have money in savings that will pay off my 0% cards. However, my mortgage fixed rate is up for renewal soon (June) and I wonder if anyone knew if I would need to pay off the cards before the bank would renew my motgage? Ideally, I want the 0% term to expire first as I get interest on the money saved in the…
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WARNING: Unauthorized Credit Check
Some mail order companies, and maybe others, are making unauthorized credit checks when a potential customer requests a catalogue! This not only causes an unwarranted 'footprint' on your credit check, it also gives that company private information on your creditworthiness. Information they do not need if you do not place…
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BarclayCard Payment Dates
Always pay off the credit card balance in full every month, but it's getting increasingly harder to do so as Barclaycard seem to have (recently, anyway) really irregular payment dates. My salary hits my account on 26th of the month, so I can usually assure payment getting to the card by 27th / 28th. My last four "Payment…
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Credit card overpayment
This is my first post - I am amazed by the knowledge on here, so I hope someone can help. I have a Skycard and have had numerous problems with it lately, one of which was hubby mistakenly drawing cash on it thining it was his debit card - he won't do it again! This has created a continuous £1 interest charge each month…
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Edge Card - Statement Dates
Hi folks. I got an Edge card (GE Money) account when I took finance to pay for a sofa last year. My understanding is that the payment due date is 25 days after the statement date. At the moment this makes the due date before I get paid, so there's the possibility that I'll not have the funds to pay. I wanted to change the…
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Shell Citi Mastercard - Top up fee !!
I've just received notification of changes to the terms and conditions to my card account this morning...... the one of great interest to me is this : Clause 13 "The annual fee payable on your Account is £0. If an annual fee is payable, it will be charged on the anniversary of the Account opening date. No interest is…
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credit card minimum repayment?
Hi I am a newbee. Got 2 credit cards - 1 is at max & the other near. Have done budgeting calculations, cant save any more money as monthly income same as essential outgoings and can only afford to pay min monthly payment - plus a very small amount extra on cards. My question is: Instead of leaving whats left of my salary -…
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0% ending - do I close the card?
I have just transferred £3000 from my 0% Capital One Platinum card to an Ulster Gold card (0% for 6 months, no fee). The Ulster card is now "full" as it only has a £3000 limit. I also have a NatWest card that I use for expenses for work (always paid in full) and a Barclaycard for day to day purchases (always paid in full…
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Thomas Cook Credit Card & Travel Pounds
Anyone have one of these cards? I always pay off my credit card (Nationwide) by direct debit, it does not charge me for transactions abroad. It gives me cash back, but I am not sure how much. The TC card gives me 2% on travel booked with them, 1% elswhere. Any Comments? Details...…
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Are credit checks recorded in real time
I am looking at getting a new lower rate CC. As you know you don't get your interest rate until after you have applied and been accepted. My question is if I applied for two or three the same day do the checks get recorded in real time? If not I could wait and see what I've been accepted for then choose the one with the…
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Capital One Purchase Protection
I bought my husband an IPod Shuffle for Christmas. I paid it with my Capital One Credit Card. Last week, he admitted to leaving it in the pocket of his gym shorts and then putting it in the washing machine.:eek: :eek: Does anyone know if this is covered by Purchase Protection? If so, and I believe Purchase Protection is…
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Are you more likely to get a Credit Card...
...if you open a Savings Account with same company first? I've got a little bit of savings, but a dire credit rating, which is wasting away at LTSB (my own bank) who refused me a high street credit card. I've got a Vanquis card which is slowly helping me to rebuild my rating. I just wondered if it would be useful to open a…
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Payment online websites List
List of Payment Online Websites fusionpay.com paypal.com processyourpayments.com daopay.com nsoftware.com .......and more payment online.
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Updating credit references
I've been applying for credit under my middle name, which is my chosen name. I've been able to obtain 1 bank account, 2 credit cards and a mobile phone contract under my middle name, though after checking my credit report can see these agreements listed under "Attributable Data". Would this have an impact on my credit…
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how can i pay my overdraft with a credit card?
Hi I have a £1000 overdraft with lloyds tsb which i just can't seem to get down, is there any chance i can get a credit card and pay either all of it off or half, if i can get credit card which is the best one and how do i go about using it to pay overdraft off. Any advice would be great
