how can i pay my overdraft with a credit card?

emabben

Hi

I have a £1000 overdraft with lloyds tsb which i just can't seem to get down, is there any chance i can get a credit card and pay either all of it off or half, if i can get credit card which is the best one and how do i go about using it to pay overdraft off. Any advice would be great

YorkshireBoy

What's the interest rate (EAR) on the overdraft?

What's the average balance throughout the month?

Are you incurring fees and unauthorised rate debit interest as well?

emabben

Not sure what my normal interest rate is on my overdraft, but i have been charged loads i get it back in within the overdraft limit then they charge me and take it over so i've ended up putting overdraft limit up just yesterday, when i go over the limit the the unauthorised rate is 1.45% per month.