-
3v - better than using credit cards online?
I've just found this www.3vcash.com/index.html Basically you top up your 3v card in a specific shop and use it for your online purchases instead of using your credit card. I think it's a great idea - although not particularly convenient unless you have the top-up shop near you. That's the only negative I can find. There's…
-
balance transfer
Friend was wondering if she can transfer the remains of a loan which I think she has £1500 left on it to an intrest free credit card so she can pay it off quicker.I believe she has about a year left on the loan but thought that if it was on a card she could pay it off quicker.The loan wont allow her to make top up…
-
Capital One 0%
Hi all, Ive just noticed that Capital One have updated their website, the 0% BT card with no fee now runs till Nov 08 :j :j trying to decide if i should apply now or wait a few more months, my current promo doesnt expire till August...
-
Barclaycard Loophole (Life of Balance Advise!)
Hi I am looking to transfer a credit card debt to the Barclaycard 6.9% for life of balance. On my card I have a balance of £5085 and have in the past used it for an existing balance transfer, purchase and cash withdrawals. If i read the article correctly I understand that I would not get the 6.9% for all of this amount as…
-
Please help me with this balance transfer decision
Hi there, I would really appreciate views on this: I have £4.438 on an Egg card with the 0% deal ending this month. I have been offered the following Balance Transfer deals and would really appreciate advice on which to go for. Sainsbury's CC - 6.95% for life of balance, with no fee (credit limit high enough to take the…
-
clear purchase after balance transfer?
My partner currently has a virgin credit card which he has a purchase of £600 on at 0% interest. He wants to pay off his overdraft by using a balance transfer cheque, however the 0% on purchases will end before the 0% on bt so I've warned him not to do this... He has now had the idea that he could write a bt cheque to pay…
-
Virgin 0% BT until 02/09 for EXISTING customers!!
just noticed on my account Virgin are offering 0% on a BT until Feb 2009. makes a nice change as i've been a customer for a few years and haven't had a 0% offer for quite some time!! :beer: :T out of interest, i've just started using the card again as it's 0% on purchases. am i right in thinking i should clear my balance…
-
what to put as income
Hi all, I am hoping to apply for a 0% credit card, when I fill in the application bit reference my income, do I just put in my wages, or do I combine my wages with my tax credits plus family allowance and maintenance? My wages are only 18k, but with all the other "extras" it tots up to a nice 30k. Any advice? Thanks Judy :)
-
Tesco Credit card question - Clubcard points card
I am thinking of getting a Tesco Credit card to get more clubcard points. Do they ever do offers to sign up to their card and get x amount of free points as I see this on insurance, medical, etc cover so just wondered if points offers come roound on the credit card ever? If never heard of in the past I won't wait any…
-
0% Purchases Card?
sorry if this is outlined somewhere else, i am new to this board! couldnt find any info on the best 0% card for purchases (only bal transfers) can anyone help pls? thanks
-
Do they have to pay it back?
A friend has emigrated to NZ, she already had debt on her supermarket credit card when she left, and has since run up a huge debt of £20k on it. Is she liable for this debt as she nolonger lives in the UK, and what action if any could the credit card company take in NZ? She is trying to pay it off, but only succeeds in…
-
Tesco Clubcard Credit Card- Help?
Hi folks, I received a flyer in this months credit card statement giving me a promotional code for 0% on balance transfers, stupidly i've lost the flyer and wandered if any Tesco Clubcard Credit Card customers who also received the flyer would be willing to share the promotional code? Many thanks, WilkoITFC
-
Barclaycard offer
Hmm, puzzled. Website offers 9 months interest free handling charge of 1.5%. Call their Customer care line and they say the only fee is 2.5% (but you get 12 months 0%) the web page I was looking at - http://www.barclaycard.co.uk/barclays_landing/platinum386b.html?TC=QXIRC15392 Have I missed something?
-
Virgin Credit Card - I've made a bit of a !!!! up...
Hi all...Hoping for some advice! I opened a new Virgin card and transferred a balance of about 1.8k over to take advantage of the 0% offer. As the transfer went through and I had given my bank details during the application process I assumed it was all taken care of - unfortunately as the post was going to my parents…
-
Virgin: 0% to 27% for being over limit by 200 for 1 day
Hi I transered a balance to Virgin recently and went over my limit by 200 for one day and now they have put me on 27% and will not reinstate the promotional rate. do I have any grounds for appeal either to them or ombudsman?
-
I was told 0%APR, I was given 2.9% APR...now what?
Hi All, first post in this forum and wanted to ask a question regarding a balance transfer. In January I called MBNA to enquire about balance transfer avaiable. Initially they said 2.9% + 3%h. fee. I had already something better with Egg so I asked if they could match it. They offerred 0% + 3%handling fee, so I decided to…
-
M&S or Lloyds Platinum Mastercard
I Currently have a Marks and Spencer Credit Card and have been offered a LLoyds TSB Platinum Mastercard. What I like about My M&S one is that I can access it online and can pay online and don`t need to bother with statements as I have paperless billing. Do Lloyds offer this or would I have to have my statements delivered.…
-
Credit Card Payment Protection Cover
I wonder if anyone can help me. My husband has a Abbey National (MBNA) credit card which we have recently had to put forward to the C.C.C.S. Would he be able to claim back the payment protection if it has already been passed to C.C.C.S? I have 6 years worth of statements which add up to quite a bit, never once had to use…
-
Personal payment with credit card?
Does anyone on this board know if I can use a credit card to make a payment to someone's personal bank account using one of their pre-printed pay in slips with their details on? I don't really want to draw out a large sum in cash and pay it in. You can use a card to pay bills in this way, but does it work for private…
-
Using Amex with Paypal
I paid for an ebay item with my Amex card recently through paypal as I haev 5% cashback. Paypal convert £ to $ and Amex from $ to £s so there are 2 lots of charges but these are meant to be refunded (until they sort thei systems out). Does anyone know. How long does the refund usually take? Who makes it? i.e. who do I need…
