credit card of a deceased family member

Jaxxie

Hi

my father in law has recently died leaving an outstanding balance on a credit card. We were advised by Citizens Advice that all debts died with him however, the bank who provided the credit card are using some money that was left in a savings account in his name to pay off the balance.........

Whilst I accept that the money is owed to the bank, how can they do this if the debt is supposed to die with him...........is this correct?

Can anyone help please

Thanks

aliasojo

I was always under the impression that debts had to be paid from the deceased's estate first. If there were no funds, then the debt dies with him/her.

dmg24

aliasojo is correct.

Also, many CC's have clauses in that allow the bank to take oustanding monies from other accounts held by the account holder.