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Capitol One - are the offers over?
I was a bit surprized to have some cap1 advertising arrive with 'special offer - hurry limited time only' on it, only to find the offer was 'a credit limit between £100 and £2500'. No 0%, no cashback, not even a cuddly toy... I know there is a credit crunch going on but lets get real, thats not a tempting offer in any…
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Loan to card
Hi All, Im new here, so please forgive me if I'm going over old ground. I have taken out some credit to pay for my tuition for becoming a driving instructor, for £3500, I was just wondering if I got a card at 0% balance transfer could I move this debt onto a card? or does it have to be credit card to credit card?. Also are…
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Cant claim on my insurance GRRRR
I have insurance on my credit card , so you would think that when i lost my job i would be able to claim..... NOPE !!! Cos I have not paid enuff National insurance im not able to claim any benifits hence why im not able to get a JSA letter from the job center in order to claim my credit card insurance . Its just one more…
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Egg money & Egg card
Hello, Does anyone have both these cards?... Did Egg mind you have two cards from their range?... Also, how long did you leave it before you obtained the other card?... Cheers guys, iv got Egg money and I like Egg card so im testing the water for getting it in 6 months time once my file have improved a bit after moving…
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Credit cards and interest
Ok, i'm new to all this credit card stuff as i have only had visa/debit cards and my balance has always been in credit. These cashback cards, what is the best rate around?, i will be starting my own website and the start up costs will be quite alot so i plan to put it on a credit card, pay it off in full and pick up the…
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Interest Rate Reduction - Without asking!
I opened my RBS statement this morning and saw the 'we are going to change your rate' section and thought the worst. But no! My rate is going down by a reasonable amount without me asking for it. I always cynically assumed that risk based pricing always meant rates going up but never down......
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Flybe Free Flights Credit Card
Hi, Flybe are offering a free return flight if you apply for their credit card. Upon signing for the Flybe MasterCard, members – upon their first transaction - automatically receive one free return flight anywhere on the Flybe network Is there a ‘catch’ to this deal that I need to be aware of?
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barclayscard bal. transfer question....
hi guys, i have just done a balance transfer from a halifax one card to a barclays platinum card 0% iam 'tarting' the balance from card to card until its paid off. would i be correct in thinking if i buy ANYTHING on this new card now, i will start to be charged interest for the whole outstanding balance?
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Card that offers fee extra warranty on electrical goods?
Did i read somewhere if you pay for electrical goods on a certain type of card you get an additional years free warranty..or did I dream it?
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Virgin CC BT
Hi, I've been accepted for a virgin cc with a BT from my RBS card. Just trying to sort out my cash flow for the next month or so and I'm wondering how long BT's ussually take to go through. Virgin said 5 days, but i'm already on 10 since I requested the BT. Any advice is appreciated.
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Minimum payment deals
Hi, I currently have a virgin credit card with a 0% deal that runs out in March. I pay a fixed amount off my balance every month so the balance has gone down quite a lot over the last year but now the deal is nearing the end I'm looking to move my debt to another 0% deal. My problem is that Virgin seems to calculate it's…
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Should I cancel MINT card?
I've been tarting my cards since the end of 2006, I originally had a HSBC card and transfered this to a Mint cand (which is run by the Royal Bank of Scotland), this ran out is August 2007 and I transferred it to a A&L card (which is run by MBNA) & will run out August 2008. I will then have to transfer to another card. What…
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CIFAS Entry Capital One
Hi All In October, 2007, I was approved a Capital One credit card. In November I received a letter from Capital One saying that my account was going to be placed in default in 24 days time. They say the reason for the default was because I made a false or misleading statement in a material respect on my application. You…
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Over paid credit card dept question
A long while ago my partner had a dept collection on a credit card, he paid what was asked of him, but at the time thought it was pretty high. He has since been contacted and told they owe him money, as he did overpay and by £150, and they have now sent him a cheque for £150. Would he be owed any interest on this money?…
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Barclaycard Platinum cashback card
I followed the link to Barclaycard Platinum from Martin's cashback card article. Existing customers are advised to phone. I have an old Barcalycard Platinum without cashback. I phoned and got through to an Indian call-centre. The first time I phoned, I was told, a VISA Barclaycard customer cannot apply for another VISA…
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HSBC application - hardly asked anything!
Hi I just applied for a HSBC CC online and they hardly asked anything, just my name, address and phone number. No salary, no employer, no "how long at this address?", nothing :confused: How are they make a decision based on just that and my credit file? :confused: I am already a HSBC customer and registered for internet…
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MBNA Direct Debit Problem.
Keep an eye out with the above. MBNA are having problems with their DD's either not requesting at all or having them refused. It seems to be a major problem for them. Don't get caught out thinking you have too much money or even worse let them sting you for interest because of late or no payment. You may not see the…
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Barclaycard £40 off petrol
I recieved a phone call tonight from Barclaycard offering me £40 worth of fuel vouchers if I signed up for a months free trial with a company called Leisure Time. Anyone know if this is legit?
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Transfer store card to credit card
Hi, I have a sainsburys homebase store card and i want to pay it off with a credit card. Does this count as a balance transfer or is it classed as a purchase? Can anyone advise which maybe the best credit card to go for? Thanks in advance
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advice needed pls
firstly like 2 say hi every one , got into a bit of trouble with my credit card an loans so re mortgaged 2 pay all off but couldnt raise enough managed 2 pay one big loan for £14,000 got £4,500 left in bank. an owe £6600 on mastercard which ive been paying off min payment an has just kept gettin higher an higher stupid i…
