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Asking banks to cut interest on credit card
Has anyone had any luck writing to a credit card company and asking them to stop or decrease the interest for a few months?Is there any sample letters anywhere? Thanks Kirsty
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Reward cards
Official MoneySavingExpert.com insert For full info on how current credit card reward offers, see the main website's Best Credit Card Rewards guide. Back to the original post... Does anyone have a list of all the Reward Credit Cards currently on offer. Thanks
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Freezing Interest?
Hi I have a really big problem. A few months ago I got 2 credit cards, they were my first and the APR's on them are 30 plus. Each month I am paying £30 off each (last month I paid £50 off one coz it was over the limit - that took it to in credt about £10) when I've just checked one of my cards despite having £10 credit…
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CC arrived but not applied for?
wonder if anyone can help my wife. she has a kays visa card with a 2.5k limit. this morning a littlewoods visa card arrived with the same limit. problem is that she has never applied for a littlewoods visa card! she has never signed anything for littlewoods, yet the card is active. (PIN to follow asap). we are just…
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Capital One Arrangement help required.
I'm trying to strike an arrangement with Capital One as my card has gone overlimit by 250 quid thanks to Christmas (happy times!). They are requesting a monthly balance sheet before they'll consider an arrangement. Are there any tips I can use to get away with paying them less no matter how below the belt and evil the…
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Balance Transfer from Abbey to Barclaycard??
I just got a Barclaycard cuase I wanted to take advantage of the balance transfer rate, when I spoke to the lady on the phone she said that she would be unable to transfer my balance from my Abbey Credit card to Barclaycard, as ABBey Santander deal in Euros??? Whats that all about??:money:
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Purchases over £100 protected?
hi all. Need to know the name of the 'Act' that covers purchases made with a CC for over £100, where the Bank is jointly liable if things go wrong. I am having trouble with TESCO Visa, who say they cant help unless I can quote this act to them !! - It's NOT the Sale of Goods Act. Any ideas please????
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LloydsTSB CC APR?
Hi, I hope someone can help me! I have a LloydsTSB credit card and the interest on it seems quite high each month. Ive looked on my bills and on the LloydsTSB website but I cant find what the APR is. Im totally clueless about things like this :o but what I have found is monthly percentages... 1.632% for purchases and…
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Free cash withdrawals on CC?
Whilst perusing the credit card comparison sites, i noticed that it's not made immediately obvious how much they charge for cash withdrawals. I'm sure that on one site i read that a certain card was 0% on balance transfers and purchases until November 2008, BUT charged a massive 24% on cash withdrawals. I'm after a card…
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Abbey offering £100 and another card run by
mastercard seems to be offered (i already have a card with them run by MBNA) . anyone know anymore about this offer by any chance? thanks in advance.
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Multiple Entries
My son and I used an ATM machine here in Spain to get some cash. Instead of a single transaction, both of our statements show 16 seperate entries for the same transaction totalling thousands of pounds. My son's bank, Abbey, have reassured him that they will sort it out and give him compensation, but Barclaycard have…
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CC Shuffle - Best Option?
I have an: Egg CC £3000 owed £3500 limit at 0% till Aug 2008. Amazon CC £1800 owed £4750 limit at 9.9%. Mint CC £0 owed £2100 limit at 0% till March 2009. Question is what should I BT over to Mint? In Aug the Egg card will go upto 16.9%. So Should I BT £1800 from Egg to Mint leaving £1200 on Egg and £1800 on Amazon - or…
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Halifax Repayment Cover
When I applied I didn't want this, yet it seems to have appeared about 3 years ago. What can I do please as I reckon they have taken about £1000 off me over those years? Yes I KNOW I should look at them more carefully but I was scared of the amount on the card. Thanks
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Quick Question
I rented a car, It was picked up from me on the 18Dec, now i have my credit card bill with a charge made to my card on the 17Dec for fuel used. Can this happen. :confused:
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Credit Card money to bank account the free way
Hi I have just got a capital one platinum card with a 6k limit on and 0% purchases until Feb 09. BT of 5%. I would like to get the money off the card into my abank account. How do I do this without incurring a BT interest rate or any other withdrawal rates? BACS? Chaps trasnfers? tranfer by payment to NOchex (2.9% one off…
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HSBC Premier Credit Card - Check Account for Interest Charges
I have a HSBC Premier Credit Card which is automatically paid off in full every month by Direct Debit. I checked my account online this morning and it shows a small interest charge for this month (only pence). Called HSBC who couldn't explain it as my balances are always paid off in full / on time (as it's automatic) and…
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Best CC?
I am off on a travelling Holiday in a few weeks (12) and rather than take cash i was planning on using a CC to pay my hotel bills upon checking out. The quickly pay the card off upon my return - is this the best way and if so which is the best short term CC?
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Is Abbey's 5% cashback really just for tins of beans?
Hi, Anyone know for sure if Abbey pay cashback on electricals through Tesco/Asda/Sainsburys? The article on here hints that they would, as the store would have a 5411 identifier code. I called and spoke to a CSA who told me it didn't apply to electricals... the trouble is she had an air of someone who was making it up as…
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European flight for the price of a pint(a)
Flybe are offering free European return flights if you apply for and use their Flybe credit card. Their email says that to qualify you only need to buy a pint of milk within a year.
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3 cards issued to me without signature
On 23 November I was at East Midlands Airport on a 3 hour delay. Was asked to do a "survey". I was assured that it wasn't a credit application so agreed. On finishing I was asked to sign what was obviously a credit card agreement so refused. Yesterday I recieved my 3rd credit card from MBNA. I have a complaint being…
