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Virgin Credit Card buying over internet from UK
I want to use my credit card to pay for something that i am buying over the net from Denmark for around £3000 will this incur extra charges? I have had a quick look on there website but couldn't find anything on charges.
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marks and spencer &more security call
I received a phone call today and they (Asian lady supposedly from "m & s security" ) wanted my dated of birth and security details. I refused and asked why, but she persisted. I told her that the balance on the card was now nil, it wouldn't be used again and that it was about to be closed. She still persisted. I said that…
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Overcharge on debit card
Sorry if this is not on the right board but I couldn't see a board specifically for debit cards, rather than credit cards. If there's somewhere else glaringly obvious I apologise, I'm quite tired! My friend has been overcharged on a debit card. She picked up a few items in a newsagent yesterday and paid with her Maestro as…
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Paying extra into CC account
New user. Searched the forums for this but it's a bit difficult finding the appropriate search terms. Anyhoo, just got my first CC with Capital One (platinum card). They've given me a credit limit of £2000. Unfortunately, this isn't enough for a purchase I wish to make, which costs £2500. Can I pay the £500 into the…
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Is it possible to have perpetual free credit?
I have a number of credit cards and have spending spread out among them. I try to pay them off each time I get a statement for each of them thus giving me up to 2 months interest free credit (time between earliest possible purchase and latest possible payment date). I recently had £200 on an American Express card which…
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Tesco CC - Unsure about the payment due date settings
Hello, I have taken a Tesco CC and set up a direct debit with the minimum payment. I have chosen the statement date to be on the 27th of the month. The payment due date is the 11th of the following month. Then, there is a setting in the Direct Debit setting area of the Tesco CC website to choose the payment date. The…
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Credit card chaged, company says payment not received - HELP
Not sure if this is be right place but need some help ASAP PIL hve booked holiday with a company, called on the 15/1 to pay by visa and were told payment would not go through. Called again 16th and still told it wouldnt go through. called bank tody and they say payment went through on the 15th and have a authorising code…
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help bad credit
Hi, I just applied for an Aqua credit card and got turned down. I thought they took everyone that applied. I earn 39000 a year live with my partner who's on 33000 PA. she own's the house. I've never been bankcrupt or had any ccj's, although there was a couple of defaults that show as cleared and are due to expire in the…
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HSBC cash machine
Hello I withdraw some money from hsbc machine and after that it was asking to apply for the credit card on the screen, i was using my halifax debit card. How does it work, how do they check salary information, dob information. ? has any one applied any card like that.
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What's the best way to close a credit card account ??
This may seem like a really daft question, but what is the best way to close a credit card account ?? Is it better to phone them up and ask for it to be closed? or Is it better to send a letter, so they have the closure request in writing? Also, should I cut the card up and send it back, or just shred it? Thanks
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Bought Engagement Ring With C/C can i claim off C/C company
i bought an engagement ring for my girlfriend on 31 oct, it was from an ebay seller though the transaction was done outwith ebay, i paid the seller £750 through paypal funded from my capital one platinum credit card. last sat 12th jan she lost it, we reckon it was at my house but we have hunted everywhere and nothing has…
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Halifax-Mastercard Credit card slashed from £4,000 to £1,500
My partner checked his credit card balance online tonight to find that his credit limit had gone from £4,000 to £1,500.....He has always paid ontime and last month paid off £3,000 from the £4,000! They didn't warn him of this change and last night we booked our holiday before we knew of the new lowered credit limit!! Its…
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Expiry date for repayments on credit cards??
Hi all I'm hoping you guys could help us? Today my mother recieved a letter telling her that she still owes money to a barclay card from over 15 years ago. My mum doesn't remember ever getting this card and while the company have said that they will treat it as a fraudery case for now, we are wondering if there is a time…
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Did anyone see Midlands Today 17/01/08???
Did anyone see the Midlands Today news program this evening? On the show I briefly caught a story which was about a man (from Rudgley I think?) who managed to get his credit card providers to write off his debt - due to a loophole in the credit agreements. I heard that he studied the Consumer Credit Act for two years, and…
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Transferring someone else's balance
I recently discovered that my elderly mum is paying off an old credit card at the minimum payment per month, so she'll never clear it. Alas, at the moment i can't pay it off for her, but I'd like to help. I've got all sorts of 0% balance transfer offers, and some credit card cheques that are 0% until November. The question…
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Will cancelling unused credit cards affect credit score?
If i cancel my unused credit cards will it make a difference to my credit score? I may need to raise my mortgage soon as I am moving house and want to have a good score.
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Garage CHIP & PIN Scam Migrates to Peterborough Co-op
Used the Co-op, in Mayor's Walk, West Town, Peterborough just before Christmas? Then check your statements. "VICTIMS of a city credit card cloning scam were furious today after discovering that crooks have been on a spending spree with their cash in other countries." Rest of story click here. Comment: It seems as if the…
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Urgent Question - Barclays to Amex Online Transfer
Basically I have just recently got my Amex Platinum Cashback Card which has come with a £2,500 limit. I am due to go on a work business trip on Saturday and need to pay for the airline ticket by tomorrow (Friday) - The cost of the ticket is a little under £4,500. I planned to pay it on the Amex card for the cashback. So…
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Credit Woes
I've recently tried getting a contract telephone with the network Three. However I failed the credit check and I can't really see why. I'm 22 and 5 months into full time employment after 3 years at University. I've only ever had debit cards and I also have an ISA all with Natwest. I've never had money problems and I'm…
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Halifax 0% 15 month card
I have just received this card and it is the first credit card for me. Being a CC newbie I have read the T&C and I am now a little confused... On the T&C there is a rate box will shows the interest rates. The introductory offer of 0% is listed as lasting for 15 months. In the text below, it then explains how interest is…
