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prepaid credit card
hi does anyone know which is the best prepaid credit card out there???
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0% for 1 year card question
I doubt that I am the first MSE-er to do so, but I think that I've come up with an enhancement to the "pay your car insurance (or whatever) on a 0% credit card and then pay this off for free" trick. I've set up the usual DD for the minimum monthly payments. However (and I do realise that I am fortunate to be able to do…
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CapitalOne DD and Service
I'm thinking of signing up with Capital One and I'd be grateful if anyone can tell me: - Do they make it easy enough to set up monthly DD to transfer the entire amount? I don't want any debt on the card. - What's their call centre service and website like? Thanks
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Pin numbers
Does anyone know which companies can give you your pin number over the phone or online. With my current credit card they said it would take 5 working days in the post. About a week later I phoned up and they hadn't even sent the bloody thing. So I had to request it again and the overall time for the pin to arrive was just…
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Morgan Stanley?Goldfish Credit Cards
Beware! Morgan Stanleystarted to charge £20perannum for their card last year. Also my 1% droped to 0.5%. I dont know if Goldfish will change this, but I am moving my credit card to Capital One. Also Morgan Stanley/Goldfish dlont give you the facility for extra security when buying on line - Goldfish say they do.…
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Need a new credit card with £2,000 limit
Hey all. I currently have the &more card which is 10% apr *employee apr rate (has just finished the 0% interest for a year) - I have about £1000 on there that i owe with a £3,000 limit. I need to get myself a new high speed computer for £2,000 - I have applied for another credit card (Halifax) and they have said i would…
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i still own 2 credit cards not yet cancelled
but the 0% interest is no longer available shoudl i use them if i need to buy a few thigns for a business? not sure when/if will have all the money back before the end of the month though. thanks in advance.
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Partner has a CCJ on his credit report but never
knew about it until we looked at one of his credit report. it seems it is related to an issue with a car which he told them was off the road and in a garage not used but they said they never received the documents we sent them. they apparently sent him a letter to take him to court but this was never received at our end.…
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Is Jersey overseas?
If I use my Amex (UK) or Halifax or Barclaycard in Jersey, will it counted as overseas transaction and charged 2.75% commission? Thanks Sun
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Play.com problem need advice please
Hello On 16th August I logged onto my acct at Play.com to buy a game for my grandson. I saw the game was being sold on their Playtrade site slightly cheaper by independant sellers. (a bit like Amazon). I payed by debit card online and shortly after received an email that the game had been despatched. I made a fatal error…
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i've just cancelled 2 credit cards how long
does it take to get this updated on someone like experian? thanks in advance. should i view
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Tesco Credit Card - when are the clubcard points added
Hi, Desperately trying to stack up as many clubcard points before the November statement comes to use towards a holiday. Does anyone know when the points are added from spending on the Tesco credit card, i.e. are they added each month when the credit card statement comes or are they added as you spend? I have never been…
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been turned down as not on electrol roll
i have recently applied for a second credit card with the plan to transfer my current balance now my interest free period has come to an end but was told i could not have one as i am only showing on the electrol roll for half of the time i was at one of my previous address. is there anything i can do to prove to the credit…
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Mint Credit Card
Hi Everyone, Just got a letter/info from Mint saying that if i have any balance transfers i can transfer them at 0% till March then pay 5.9% until cleared. What i was wondering was is there anyway i could transfer my car loan onto the Mint card? They have also given me those big cheques which you can write on. Im i…
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Letter from Abbey - credit card refused at my address for someone I don't know
Hi, This morning I got a letter addressed to someone who has never lived here from Abbey. Curiosity got the better of me and I opened it this afternoon. It stated that this lady had been refused her application for a credit card! I am very worried about this. There isnt anyone on my street with this name. The other thing…
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FD New Gold Visa
[IMG]file:///C:/Users/MOHAMM%7E1/AppData/Local/Temp/moz-screenshot-3.jpg[/IMG][IMG]file:///C:/Users/MOHAMM%7E1/AppData/Local/Temp/moz-screenshot-4.jpg[/IMG]Just noticed First Direct New Gold Visa Card:- 0% p.a. on purchases for 12 months and 4.9% p.a. on balance transfers for 5 years if you make a balance transfer…
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Sec 75 on car hire deposit non refund?
Hi Paid £200 deposit on vehicle hire from Capital Car Hire (Edinburgh) using Nationwide credit card. Subsequently paid for hire (same credit card)/ hired vehicle / returned vehicle. Then was told refund would be forthcoming. Subsequently it is likely the company has gone under and still haven't recevied refund of deposit.…
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Help with Credit Reports/CCJ
Hi everyone I recently applied to all 3 credit reference agencies (Experian, Equifax and CallCredit) and am baffled as to why Equifax had my full credit history (credit cards, catolgues, mortgage/loans and electoral details) however CallCredit had only 60% of the detail and Experian had nothing except sketchy details on…
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nationwide or capital one.?
i have a nationwide credit card which is great for use abroad,i also have the caoital one card which is currently giving 4% cashback on purchases. i go away soon and can,t work out which card will benefit me most when spending overseas. can anybody help pls? many thanks
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Can i take C/Card Company to court
I recently moved my current account from Nationwide to Alliance & Leicester. As per usual A&L said they'd take care of moving all my DD's over from Nationwide. For the most part it all went fine, until my DD for my Amazon Mastercard came out of my account. I noticed it was a lot lower than usual - around £30, so I queried…