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i've just cancelled 2 credit cards how long
Deals_2
Posts: 2,410 Forumite
in Credit cards
does it take to get this updated on someone like experian? thanks in advance. should i view
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Comments
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The credit reports are supposed to be updated every month but this frequently doesn't happen and can take several months to show on your report.Check it yourself and if the report hasn't been updated and shows the accounts "Settled" after say 6 weeks then contact them and have it corrected over the phone .Previously known as Bokken,registered at MSE in Nov 04,computer glich deleted my access but it is fun building up my stars from scratch,again.:D0
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Best practice is to ask the lender to confirm closure in writing
If the promised confirmation letter does not arrive within a couple of weeks, I would ring again and ask why.
If your credit reports do not show the card(s) in question as "settled" contact the lender(s) once again and ask them to make the necessary changes.
The whole process from the initial phone call to the lender can sometimes span a couple of months, so allow plenty of time.People who don't know their rights, don't actually have those rights.0
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