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nationwide or capital one.?

i have a nationwide credit card which is great for use abroad,i also have the caoital one card which is currently giving 4% cashback on purchases.
i go away soon and can,t work out which card will benefit me most when spending overseas. can anybody help pls? many thanksconfused-smiley-013.gif

Comments

  • dazza.mk
    dazza.mk Posts: 1,927 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Capital One charges 2.75% for foreign transactions so during the 4% cashback period you will be 1.25% up....

    ....Although bear in mind you'll have to pay the 2.75% immediately whereas you won'tget the 4% back until January

    (this is assuming you avoid any Dynamic Currency COnversion transactions where the FX rate may be worse ..... and of course you don't get cash out on your credit card)
  • DesG
    DesG Posts: 1,291 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Also, just check if Capital One pay 4% on foreign spend, some CC's don't.

    Cheers, Des.
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