nationwide or capital one.?

fizzio_2

i have a nationwide credit card which is great for use abroad,i also have the caoital one card which is currently giving 4% cashback on purchases.
i go away soon and can,t work out which card will benefit me most when spending overseas. can anybody help pls? many thanks

dazza.mk

Capital One charges 2.75% for foreign transactions so during the 4% cashback period you will be 1.25% up....

....Although bear in mind you'll have to pay the 2.75% immediately whereas you won'tget the 4% back until January

(this is assuming you avoid any Dynamic Currency COnversion transactions where the FX rate may be worse ..... and of course you don't get cash out on your credit card)

DesG

Also, just check if Capital One pay 4% on foreign spend, some CC's don't.

Cheers, Des.