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Asda Master Card - How do I claim vouchers earnt?
I have recently started using my Asda Mastercard and have accumulated nearly £4.00 on my statement under "Voucher Value" do they automatically send you these vouchers when you reach a certain amount or do you need to claim them and if so how? Thanks
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transferring a student loan
Hi, my girlfriend has £3000 left to pay in student loans after overpaying about £3000 in the last year. She wants to pay it off in the next year. Can a student loans be balance transfered onto a 0% card, or is there a clever way any of you guys know of not paying any interest at all on it. Thanks
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Paying before interest is added?
Hi I have not had a credit card for many years and can't really remember how the interest works.... I have not got a good credit rating (from a number of years back) but I have just been accepted for a Vanquis card, now I know this is a high APR but I want to try and improve my credit rating over the next few years. Is…
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Capital One Classic Credit Card - I may get rejected!
Hi Guys i need to hire a car and noticed (just today) that most hire places want credit cards for deposits, (shows how long it has been since i last hired a car!) anyway, i don't have a credit card at the moment, not since i was at uni, that one got cut up as i swore not to use them again. ( didnt got in debt though) so…
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Advice needed
Hi all My son has now got problems with his cards , He has some learning problems and is reg disabled gets DLA and incapacity benefit so not a great deal , He had a mobile phone with a good allowence on it but I have just found out due to companys ringing the house he used the mobile for chat lines and paid the very large…
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Tracking several cards
Hello there, I'm a web developer that has quite a few credit cards and I spend quite a lot of time juggling them around to get the best out of them and to avoid paying interest. Although occasionally I've found myself losing track a little bit. So I was just thinking, do any of you know of any decent FREE software that…
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is this legal ?
i'm getting my first credit card in 6 years from hsbc which has 0% interest free for 12 months.i have hsbc's online saving account which pays good interest every month. could i transfer a few thousand from my credit card into my online savings account and is this legal ? thanks
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M&S &More Mastercard Interest WARNING
I have an M&S &More Mastercard and have been well and truely caught out by their small print and want to warn others. When I receive my statement I pay off mostly what I can which is usually round about the full balance. I have a DD set up to take out the minimum payment each month and I usually approximately work out the…
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Super balance transfers
I have been accepted for an MBNA credit card (0% interest for 13 months) and can do a super balance transfer into my current account, to pay off my flexi-account (2k); which is being charged at the rate of 15.9%. What would be the advantage of transferring the money to an 'egg money card' first, and then transferring it to…
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Credit card help! Never owned one, thinking of egg.
Basically im planning on getting a credit card to use for purchases for cashback offers, added protection online and purchases, establishing a good credit rating and £35 quidco cashback. However i dont have a clue where to start, i will be paying off my card in full every month and as soon as i start getting charged for…
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Cap 1 don't do debit card payments ...
... at present. They do accept payments over the telephone, but only by something called tel-banking, if your bank offers this service. Even if they do, the payment takes 5 working days to credit your account. All this could cause problems with emergency "last minute" payments, which you can usually get away with by using…
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Balance transfers from Overdraft
Hi I need help I have got me a £4000 over draft which I am very much bouncing off of this is due to sum problems the wife had last year which put her in hospital for 3 months, any way is there any way of paying off this overdraft with a balance transfer to a credit card or is this not the best way of doing it ? thanks :o
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using 0% card to pay off debt/loan
i have a egg loan of 1750 would i beable to use a 0% on new purcahses for 12 months creditcard to pay off the loan and then just pay my normal payments each month and not pay any intrest ? can u use a CC with 0% to pay off a loan ??
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List of all credit cards available in the UK - Anyone have one?
Hi Everyone, I like to rate tart like many others on here. But I am now getting confused as I tarted so much, have canceled once paid off, and now need to tart a couple more cards. But everywhere I look I see the same lenders behind some of the other non-bank cards. So does anyone have a list of supermarket, shopping or…
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Paying off overseas CC
Hi, I hope this is the right thread to post this question. I am currently in the process of moving to the UK from the Republic of Ireland. I have several debts in Ireland, including a couple of credit cards and a loan, that I regularly pay by direct debit every month. I can't get a credit card or cards in the UK just yet…
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Goods insured if bought by credit card?
If i buy a product by credit card is it covered against loss or damage, and if so how long for?
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3v visa please read
do you have bad credit? yes can you get a credit card ? no do you have a bank account? no this may be the answer your looking for then http://www.3vcash.com/ i've just applied for this seems good About the 3v card: The 3V Card is NOT a credit card or a debit card. It holds no personal information. It has no balance or…
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Credit cards
HI there can anyone help me please!? I am very desperate for your help! I lived with a partner about 4 years ago and we split and i put all the bills in my name. Very stupid i know but anyway i am in alot of debt and struggling to come to terms with my situation. I have just recently found a good job with a morgage and…
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Call Credit Credit Check Questions Plz
Hi all, Im not sure if this is the right place to post this question. Basically I sent off for my credit files from Experian, Equifax and Call Credit last week as ive never checked or looked at my credit files although I have never defaulted in any way on a loan, credit card etc I thought it would be a good idea to check…
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WARNING - Using Credit Card at Interflora Online
Guys, a word of warning on the above subject. Mrs GunJack ordered flowers from Interflora via the web and paid with credit card. The following month she had a transaction for £8 appear on her statement from shopdisc.co.uk. We'd never heard of them, let alone bought anything from them. To cut a long story short, it appears…
