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Nat West Blunder
My partner has just taken out a credit card with Nat West and gave them details of his Sainsbury credit card so they could do a balance transfer.He has now discovered that Nat West made a mistake with the credit card account number by one digit, and have balance transferred the wrong account !!So he still has an…
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Hsbc
Coming to the end of interest free period on our M&S More card so am looking for a replacement. Don't want a balance transfer just a 0% on spending for the longest possible period. HSBC looks OK but am wondering whether they give decent limit from the outset and if not which card does? Thanks
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Help Please!!!
I just found out today (hubby kept it rather quiet! :mad: ) that our Natwest Gold Card is maxed out!!! The prob is that we haven't been spending on it because I made him cut it up to try and get ourselves out of debt. What has happened is that the fraud insurance on it, that he says he had cancelled years ago, hadn't…
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Urgent Help Required
I have just had my first credit card (barclaycard) with a limit of £260 which isnt enough to hire a car for my honeymoon abroad. - they will not up it at all. I applied for Egg and have been declined!! I havent a clue why. Im thinking of going to nationwide next, can anyone advise if im likely to get one from here. If not…
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Moving from OD - 0% CC
I have 2 cc's. Halifax and Egg. Halifax has a balance on it that I was going to BT to Egg as Egg is 0% (just applied for it), but I also have £1500 OD with HSBC that needs to be cleared soon. My question is: If I did a cash advance from Halifax to HSBC to clear OD and then used total balance on Halifax to BT to Egg will I…
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How long until you should re-apply ?
Alright folks ? I applied for a C/C a few months ago and was refused. I'm assuming this was because I'd missed a couple of payments on my current card. However, these last few months things have got a lot better and I've been paying well over the minimum payment. Now I'd like to take advantage of this 'stoozing' that…
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Paying Off a Credit Card
My credit card with HSBC is set up to take the minimum balance from my account. I now have the funds to pay it off in total, but missed the deadline set on my last statement. My next statement should arrive by about the 16th and give me a deadline of about the 23rd to pay. Presumably, if I do this, I'll not pay any further…
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Credit Card Spending Whilst Travelling
Hi, just wondering if i could get your advice on the following... I am going travelling around southeast asia and australia for 6 months. i have already saved my 6k budget and it is happily sitting in an high interest ISA. I have set up a nationwide flexaccount which doesn't charge for cash withdrawals abroad. Is it a good…
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capitalone.co.uk
I'm trying to apply but the site is painfully slow - is it just me? (can't see the first screen!)
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A&L CC Cashback Question
When is the cashback on my Alliance and Leicester credit card credited? Is it monthly or at a certain point in the year?
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Minimum payment taken despite £0 balance!!!
Last Wednesday, I payed my Egg CC bill in full, and according to EMM the money cleared into their account on the 24th, and the balance was £0. Today I log into my current account to find that Egg have taken what would have been the minimum payment (£53.43) despite the fact that my balance says £0. I'm so :mad: because I…
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Cashback versus loyalty points?
Hi moneysavers, here's a poser for you, I currently have a goldfish ( formerly MS Platinum) cashback card that pays 1% cashback. I used to use a Tesco credit card which paid 1 point per £4 spent. The point is worth 1p but I always use it for deals = 4p. Both cards get paid off in full every month. It seems to me that I…
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First Statement
I have my first credit card and have yet to receive my first statement. I understand it takes a few days to pay the card company via internet banking or telebanking/post etc so my question is do they allow a few days after you receive the statement for a payment to go through before charging interest?
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Paid most of CC balance - charged interest on full amount. Advice please.
Hi I recently got my credit card bill and found that I had an interest charge of £12.39 upon it. When I phoned up to query it I was told it was because I had inadvertantly underpaid my previous bill by £9.03 and they were charging me interest on the full bill (not just the bit that wasn't paid off in time). When I…
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Credit card fraud
I was a victim of C.C. fraud a few months ago.The issuer(Nationwide) were very good about it and refunded the money.It was up to me if I wanted to cancel the card and obviously I did, and they issued me with a new one. But I did lose out in the long run.I had recently bought a new P.C. with the promise of a free upgrade to…
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question about credit card
i m going to apply for credit card and I was having my wages paid into my savings account then moving what i needed into my current account -with which i can use a cashpoint . do you think my wages should be paid in my current account? which is better when i m appling for credit card? (i m not sure if thats true but i…
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credit card - do i have to use it if i have it?
Hi there. I am registerd on a few moneyback sites and there is always deals where if you sign up to credit cards you get 1000's of points. will i be charged anything if i register for a card and dont use it? Thanks
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getting credit card help
hi i would like to ask you if you can give me some advises about getting credit card at natwest i have read almost everything on the web site i apply for natwest credit card and they didnt gave me they said apply in 3 months but i really dont know what to do/i think in 3 months will be the same answer. i have part time job…
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Advice required on old debt - over 10 years old
Hello everyone. In the mid -nineties I had a bit of a breakdown (debt and bereavement related) and ended up in a lot of debt. The majority of this I eventually paid off, a little at a time over the next seven years, however there remained an unpaid item: a credit card (£2000) which seemed to slip though the net. I have…
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'Merchandise interest' charges
Hi, can someone clarify this for me please. My daughter has a Nationwide Credit card. She is travelling in Asia at the moment and paid for a flight on her credit card - this is showing up as £51.84 on this month's statement - with 'merchandise interest at 1.385% per month' of £7.42. Her opening balance on 8.7.07 on this…
