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question about credit card

i m going to apply for credit card and I was having my wages paid into my savings account then moving what i needed into my current account -with which i can use a cashpoint .

do you think my wages should be paid in my current account?
which is better when i m appling for credit card?
(i m not sure if thats true but i heard that savings account doesn't get credit checked?) is it true?

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    Credit record agencies hold information about your debts and how you handle them.
    So in general they will not hold any information about your savings accounts.
    As far as applying for CCs is concerned I dont see that it makes any difference where you pay for salary.

    I would suggest that when you get your credit card you set up a direct debit to pay the full amount each month so you never forget and never pay any interest.
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