We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

question about credit card

Options
i m going to apply for credit card and I was having my wages paid into my savings account then moving what i needed into my current account -with which i can use a cashpoint .

do you think my wages should be paid in my current account?
which is better when i m appling for credit card?
(i m not sure if thats true but i heard that savings account doesn't get credit checked?) is it true?

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    Credit record agencies hold information about your debts and how you handle them.
    So in general they will not hold any information about your savings accounts.
    As far as applying for CCs is concerned I dont see that it makes any difference where you pay for salary.

    I would suggest that when you get your credit card you set up a direct debit to pay the full amount each month so you never forget and never pay any interest.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.