Credit Card Spending Whilst Travelling

d0nmarc0

Hi, just wondering if i could get your advice on the following...

I am going travelling around southeast asia and australia for 6 months.

i have already saved my 6k budget and it is happily sitting in an high interest ISA.

I have set up a nationwide flexaccount which doesn't charge for cash withdrawals abroad.

Is it a good idea to apply for a 0% credit card that will last the duration of my travel and try and put as much as possible of my spending on this card so that my ISA can continue to grow while i travel or is it better to keep transferring from my ISA into my flexaccount to avoid being charged for overseas spending?

Do you think this is the best way to do this or are there other (better) options?

thanks in advance

DM

DesG

A combination of 0% credit card (nationwide or PO) for normal spending, and get cash out of your nationwide flexaccount would be the best way.

I am not sure what the 0% period is on the nationwide or Post office cards are though.

Cheers, Des.

cornerstone13

My son travelled last year and had the Nationwide flexaccount to get cash out abroad without charge. He also had an esaver with Nationwide linked to the flexaccount which meant he could keep minimum cash in the flexaccount (in case he lost the card or it got stolen, there would only be minimum funds for the thief) but he could draw down money instantly from the esaver to the flexaccount anytime using the internet.

wannabedebtfree_2

I would definately agree with a Nationwide CC for free transactions abroad, but just make sure you set up a DD for the minimum payments while you are away - even though it might be 0% for a while you still have to make the monthly payments!

Novicius

Does anyone know the details of the new (I think) Barclay top up foreign cash card (I have recently been told I can get one from my local BArclays as I have a current account there)? I think this may be the same as the Nationwide version.

marksandsparksgal

Nationwide CC was 0% on purchases for 3 months when I opened mine in April....the rates you get are brilliant, I got 1.47 for my euro when I bought some stuff in Berlin the other day, was well impressed!