credit card - do i have to use it if i have it?

frog_bounce

Hi there.

I am registerd on a few moneyback sites and there is always deals where if you sign up to credit cards you get 1000's of points.

will i be charged anything if i register for a card and dont use it?

Thanks

UK007BullDog

Dont you have to use it to get the points?

iceicebaby

UK007BullDog wrote: »

Dont you have to use it to get the points?

Normally, yes

mintymoneysaver

I've signed up to a couple of cards on quidco which i've never used, so no you don't always need to spend. I would only do it if you've got an excellent credit record though.

jonesMUFCforever

Two things I would say
1 If you don't use them close them - otherwise you have a potential credit line which might put other card issuers off if you apply to someone else.
2 If you don't use them - on renewal they might withdraw the card.