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Electoral Roll
Hi, Can anyone please advise whether it is advisable to be on the electoral roll for a certain time before applying for credit or it it just important that you are on it and not how long you have been? Thanks.
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credit card has come - surname is spelt wrong
missing one letter out on my CC. I got it for the 0% balance transfers, will getting them to replace the card with the right name on in way affect the deal? is it that serious to get it changed being that the card won't be used anyway?
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Quick Ulster Bank 0% BT Question
I'm looking to transfer my Post Office card balance to this and also my other halfs Halifax credit card balance can we do that? I'm just uncertain as to wheather they 'belong' to the same RBS group. Thanks.
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Making a credit card work for me abroad
Hi, ive been browsing this site for months but not used it until now. We were in a lot of debt years ago but now have none except a mortgage. But now i want our money to work for us for a change. In May we are going to Florida (paid for by family) I had intended to save all our spending money first then get dollars or…
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New Credit Card?
I looking to apply for a new credit card, would I have more chances of success if I try with my own bank first? Thanks in Advance
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0% offer no fee from LTSB
I was offered this deal yesterday when I was about to close my account. I asked if they had any BT offers. I was asked if I was aware of any other deals around so that they could offer the best available. This was a hint that I had to do this to enable the rep to give me a good rate. I played along and quoted the Ulster…
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The great interest ripoff
I have a Morgan Stanley card and my last balance was £1055. A friend owed me £1050 pounds so I sent their cheque to pay off my card. I have just received my next statement showing £20 interest. When I enquired why I was told that if I don't pay off in full I get charged on the full amount so I have been charged interest on…
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Quick M&S card BT question!
Instead of transferring other outstanding CC balances to my M&S card, can i transfer through Egg Money instead? So i'll get a bit of interest and 1% cash back when paying off my other CC balances? Ta! :D
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Asda CC - anyone else have problems?
Anyone else had a problem getting a credit card from Asda? I've never had a credit card in my life before but decided that as I'd be going on maternity leave in the not-too-distant future, I'd get one now whilst still in "regular" employment. I work full time and earn at least comparable to most people my age (23) if not…
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American Express Nectar update
Hi Thanks for the tip on the free nectar points with American Express. I registered last week for the card and signed all my family up too! I just thought I would give you an update on the nectar point situation. Having received a customer service phone call from American Express this evening, they have informed me that…
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Help, please re erroneous credit card payment!!!
Hi Can anyone help as I am banging my head against a brick wall with this one. I recently attempted to pay £100 to my Abbey Visa by internet banking however due to a slip of the mouse selected the wrong payee by accident and didn't notice. This account is a defunct Debenhams store card which I have not used for years. I…
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bank refusing to reimburse credit card fraud
hi, man, am I fuming. My mum (67yrs, grey, totally trusts the whole world, leaves her front door open etc) got her bag pinched in a shoe shop. She was in the police station giving her report while her credit cards were being used all over the city. The banks (smile and saga) are refusing to give her 500 pounds back saying…
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Interest free cash
can anyone tell me whether it is possible to apply for a credit card and then have cash transferred to my current account interest free?
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Morbid CC question !
Hi all, I have a question thats a bit on the morbid side... I have a cc and i have my son as a secondary card holder, i understand that whatever he spends on the card is my obligation and my debt. But my question is : What if i were to pass away tomorrow ( dont panic, im not quite on deaths door...hehe ) . What happens to…
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Visa International - Where Are They??!!
Does ANYONE have a contact address or number for Visa International please??? This is the outfit that charged me £25 for a STERLING transaction in this country! Briefly: I ordered Euros online through Travelex. They quoted me a sterling price and instructed me to pay at the airport on collection, which I did on my Visa…
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credit card charges
hi im new to this and wondered if i could get some advice. 3 years ago my partner was made redundant from his job and our credit card was maxed, during this time we could only afford to pay just under the minimum payment for which we were charged £25 per month then when he got a new job his pay was always paid on the last…
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Balance Transfer Help
I have moved my Barclaycard balance to an intelligent finance l.o.b card, i know want to shift a balance from my Halifax card to a similar deal. Any cards- not barclaycard, that has a l.o.b deal that's not run by Halifax. just found my interst rate with halifax is 26.9%.
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Important news for Natwest CC customers and Nochex (and everybody else!)
Just been watching Working Lunch, they report that Natwest are changing their rules to state that transactions paid over the internet with Nochex will from 1st May now incur a Cash Advance Fee :mad: This means you will be charged £3+ each time you pay for anything by Nochex! If you are with Natwest, get in touch with them…
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Credit Card Tarting - how long can you go?
Is it possible to transfer balances multiple times? Say like 4 times over 3-4 years? It's just I've worked out that's how long it will take me to pay off my card but this is based on interest-free only.
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I'm a big ol' tart, me.
Hi, I've been a credit card tart for a while now, jumping from one card to another. With new balance transfer fees, this is not helping my debt that much, and although there are loads of cards out there, there aren't too many operators (IE loads of cards are operated by Halifax, MBNA, etc, and you can't transfer from one…
