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Extra goldfish points pre-christmas
In early December 06 I got a letter from Goldfish saying that if i spent about £1000 on my credit card between mid november and christmas i would receive 1500 extra points (worth about £10) which would be credited by 31/1/07 1. my statement was issued 28/1/07 and did not show any points. On 3/2/07 i checked online and no…
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Egg Money-wrong amount taken
Ok I shouldn't complain about this but Egg have taken too little this month. I pay in full each month via DD. Instead of taking £366.30, Egg has only taken £152.80. Has this happened to anyone else? I've taken a printscreen shot of my egg statement showing that I pay in full each month and the balance of the statement in…
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Suggesting a new card with decent service
Hi there, I been on hold to talk to someone regarding my A&L credit card for >30min. This is ridiculous. Just want to know which other card provide much better customer service? The rate doesnt concenr me at all as I always pay off in full every month. thanks.
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Conran Share Value reduced to 80p
We were disappointed that Conran was stopping it's cashback feature. But are now really annoyed, after finding out following a phone call to MBNA today, that each Conran share will now only be worth 80p, compared to a £1 as previously. We think this is a bit suspicious, as their shares have been valued at a £1 for ages,…
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Mbna free return flights - is this for real ?
Got a letter today from Mbna ( Conran card ) saying they were giving me two return flights to a European destination, for free. Had a quick read through of the terms & conditions but didn't see the snag. I do have to book hotel accomodation but it didn't say it had to be through their agent or affiliated company. Seems too…
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Capital One?
They reffered my account to an agency about 18 months ago and ive been paying them small instalements monthly. The only reason it got transferred was because the late payment fee's etc they kept applying and i couldnt afford to keep up with it, everytime i made a payment it would go up £30 more.. Even though its been…
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Overlimit Charges?
Hi all. sorry if this is a total noob question. I've been a bit lax & only paid the minimum for the past 2 months on my egg card, so have been hit with an overlimit charge, as the egg interest takes me over. Are these legit charges, or are they the same as bank charges? Thanks
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Looking for a good LOB card..
Getting to end of my tether having to look for 0% cards,BT's,risking rejection with each application etc so am now looking for a good LOB card that I can keep long term. I was looking through some threads earlier and spotted the M&S deal..4.9%LOB.(I assume this rate applies to LOB on BT's done in a certain period and not…
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early settlement figures
does any one know anything about early settlement figure. Due to some compansation we are going to recieve i am going to pay off most of my debts (credit cards) but heard on the tv that you should ask for this and you should recieve a reduced figure. Many thanks to all who reply.:rotfl:
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Cancel card ?
I went to cancel my morgan stanley card yesterday, mind you the card is still under one year old....i got transfered to a department where i was told that if i cancel my card my rating score will go bad? so its best to not to cancel? i didnt want that happening so i said ok but is that true?
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Credit Card for 18 year old student
My son will be 18 on Saturday. He is currently at school, and will be going to University in September. He does not have a part-time job. He earns some money by selling on ebay. He is an additional card-holder on oh's Barclaycard, but I would like him to have his own credit card. Do any card providers offer a credit card…
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credit card charges
Hey guys What are the chances of getting credit card charges refunded?
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Smart Card Online?
Hi Can the Smart Card account details be viewed online? I have a Halifax account and tried adding the smart card but came back as not recognised!! Ta
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Halifax Credit Card Revenge??
Well we asked them to repay £165 charges which they did but only after sending us a letter telling us how unfair it was of us to ask and reminding us that they have to eat as well. 2 days later our credit limit has been reduced from £8,500 to £1,500 which is 50 quid more than our current balance! I thought this was a…
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Need Contact Details at Halifax VISA to Make Complaint
I am dealing with my late father's estate, he had a VISA card with Halifax and despite me ringing, and ringing, and ringing, since mid-December when he died, I've still got no further forward. If anyone has a name/address/telephone number they could give me of someone I could contact there it would be very much…
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Natwest Increase interest charge
Just had my new natwest statement arrive in the post today, and they are telling me from next month they are raising the already high APR i have from 22.9 to 24.9 Just a heads up to check your statements in case this affects anyone else
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Credit Card & Mortgage
Hi, I currently have Co-Op Visa with a balance of £2k. I want to apply for another credit card and want to balance transfer the 2k over to the new card. Now I will also be applying for a Mortgage in next 3 months. Do think the new CC application effect my mortgage application? I do not have any arrears etc, up to date with…
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Balance Transfer to a Bank Account?
Could I do a balance transfer to a bank account :confused: if so, how long would it take, before funds show up? Many Thanks
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My Blood Is Boiling!!!
I have a Vanquis Credit Card which is sitting at £1750. I have had the card for over two years and have never missed a payment. The interest rate is very high (26.52%) Today, I discovered they have raised the interest rate to 33.77%!!!!! I am so angry. I know the card is my choice, and I am making an effort to clear it,…
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Sorry if it's a stupid question...to transfer or pay off?
Hi everyone, Thanks first of all for your invaluable advice. I have 2 CCs, Virgin and Post Office (which I applied for and then received last week). I had a balance of £2300 on the Virgin card, of which I transferred £1000 to the Post Office card (on 0%, as the Virgin 0% ends next month). I have saved £1300 so my question…
