credit card charges

natrab

Hey guys

What are the chances of getting credit card charges refunded?

CLAPTON

yes, you can reclaim your CC charges in the same way as bank charges.

natrab

excellent,

would i go about doing it in the same way?

Even if i have defaulted on an account can i still claim back charges?

tom188

So let me get this right,
you took out a credit card
ramped up a load of debt,
didn’t pay it back,
got charged for not repaying
and now want the bank to refund you those charges despite the fact you didn’t pay back the money you owed them?

CLAPTON

yes, you go about it the same way. in fact the OFT guidance about unlawful penalty charges was in relation to CC and not bank accounts. If you still owe them money then you may find the refund is offset against your debt.

pigsmightfly

Just follow the same step by step guide as used for reclaiming bank charges.

I've claimed back on credit cards successfully