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Best Card for use in USA?
Hello, Im spending a month in america in the summer and was wondering what is the best way to pay for things. Im guessing its a credit card and was wondering if anyone can recommend one, preferably with free cash withdraws if possible and a good exchange rate, Many thanks for any advice!!!
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Credit Card Newbie!!
Afternoon All, I've been reading the credit card threads for a few days now. What it is -- I'm looking to get a credit card purely as an emergency measure. I've never had one before and I'm not much of a foreign country traveller. However, this year I will be visiting France and Ireland. I don't want to take much in the…
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Board Guides - Any Chance of a Sticky???
To redirect peeps regarding claiming card charges to the bank charges forum or a sub-forum under credit cards for it? Every other question on this board these days seems to be about reclaiming charges. Even threads which are initially about something interesting get hijacked… ;)
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Euro card
I am going to Germany soon and most of the shops there don't accept credit card. Only "Euro cards". Does anybody know what these are and how to get them?
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MBNA 0% on purchases until Oct
MBNA have just offered us 0% for all credit card purchases until October - we also have a balance on at cheap rate until May, so any ideas how to deal with this gratefully accepted... They are obviously trying to get us to spend out on the card, but I am sure I can use this to our advantage. If we spend at the moment, it…
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Please help-Credit card info
I heard somewhere that its possibble to make money from credit cards? Is it possible to open an account, take out a credit card and transfer the balance across resulting in making money out of the credit card company?? If so what is the best wat of doing this, the best account to open, the best credit card to take out and…
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I Need Serious Help!!!!!
OK, I'm admitting I've made mistekes in the past re: credit cards but now I'm paying heavily for it now!!!!!!! I had an MBNA credit card with a limit of 400. I wasnt able to meet my payments due to unemployment and sort of buried my head in the sand, worst possible thing i know! :confused: However now the debt has been…
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Mastercard and Visa
I have a barclay card Gold and applied for a Mastercard. They have agreed but will transfer some of the credit limit from the Gold card to the Mastercard. Is there any advantages of having 2 cards with Barclaycard and is there any benefits of having a Mastercard as oppossed to a Visa card?
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AMEX online statement - screwed-up
Hi everyone, My amex online statement is completely screwed up. Difficult to explain or understand the figures but it looks like something gone wrong with the statement cut-off date and all the balance are mixed up. Has anyone else noticed this on their account?
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What affects your Credit Rating.
According to moneynet.co.uk these are some of the myths regarding credit. Hope you find them enlightening. Myth 1: Previous occupants at my home affect my credit rating Pub bores often put this nonsense about and 71 per cent of you believe it - but it's completely untrue. The previous occupant of your house or flat could…
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Interest charges on defaulted account.
Can anyone help me with a query. Hubby owes several companies and with alot of pushing from me has managed to get all but one to agree to reduced payments. The only one we have trouble with is Sainsbury Credit Card. He phoned them nearly a year ago to explain the situation, and from then on sent reduced payments. As this…
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Morgan Stanley Application Delays
I applied for a Morgan Stanley Platinum card online on the 10th March so that I could start to take advantage of their cashback, on completion of the application, the system said that if you were accepted the card would be sent out in the next few days or they would contact you. I got a phone call on the Monday, where they…
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Using CrediT Cards In france
Has anyone else has experiences of UK credit cards not working in automatic payment devices in France ? I believe some UK cards have adifferent Chip ? I haave had carrd declined at a fuelstation before and had to pay in euros a pain. A list of those cards that work and dont work would be really helpful ? Regards Zeberdy
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Egg Card APR Increase - Furious!
I have just received an email from Egg kindly informing me that my APR is being increased to 24.9% !!! When I first got my Egg Card the APR was 13.9%, shortly afterwards Egg increased their 'typical' rate to 16.9%. Approximately 6 months ago I was informed that my rate woud be increased to 21.9% and today ANOTHER increase…
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Bank Refusing To Reimburse Credit Card Fraud - Pleas Help!!
HI, I really need some help!!!. I am a 21 year student at Leeds University, last year my student card & credit card were used by fraudsters. 1st card they took money out from the bank itself!!! which was refunded & second card was used at a hotel (without pin as i dont know it myself) My student card was refunded right…
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which card belongs to what company?
Don't know if there is already a thread on this - I think there should be. I did a search but found nothing.Looking at the Hsbc 0% offer they say you can't transfer from cards which are part of Hsbc. Is there a list somewhere of who belongs to who?
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Amazon Mastercard £25 gift for Decemeber sign up
As per MSE money tip last year I signed up for the Amazon Mastercard in December 2006, spent on it and have received an email from Amazon with my gift code... for £10! Not the £25 as promised. I've fired off an email pointing this out. Has anyone else had this problem?
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MBNA charges
I am helping out a friend with MBNA who I understand from this forum are a bit tricky. We've found that they will not respond to letters that my friend has sent resulting in some vey heated conversations with them and will only discuss things on the phone.Has anyone else experienced that?? We discussed it and at the very…
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Please Help ... Lost My Virgin 0% Interest Offer
I got a Virgin CC with 0% on balance transfers offer till this October. I transferred £4.5k to it from my other card. Last month I was late making my payment. I was charged a £12 late fee. In this months statement I just noticed they had charged interest on my balance. I rang them up and was told as I had made a late…
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Credit card interest rip off
Does anyone know if it is standard practice for card companies to charge interest on the full statment balance if you do not pay it all off? I just had this with Morgan Stanley, I paid £1050 off a balance of £1055 and got charged £20 interest on the full £1055 !!!! They say is is standard practice in the industry.
