I Need Serious Help!!!!!

karolina1

OK, I'm admitting I've made mistekes in the past re: credit cards but now I'm paying heavily for it now!!!!!!! I had an MBNA credit card with a limit of 400. I wasnt able to meet my payments due to unemployment and sort of buried my head in the sand, worst possible thing i know!

However now the debt has been passed to Arrow and they are demanding £891 from me!!! I'm furious! :mad:

I have recently got a job and am now back on track and have been able to make two payment of 200 pounds each, thus paying back what i spent. However neither MBNA nor Arrow are helping me out when I ask them to reduce the total amount I owe. I owe Tesco credit Card 3000 but they are willing to accept 2300 if i pay in full by the end of april. Therefoer I'm far more willing to pay Tesco as they are writing off some of the debt I owe. But what should I do about MBNA??? I cant afford 200 a month and begrudge paying SO much more in late fees and charges!!! If I have to pay it all, can I recalim it???? Help!!!!

vwman_3

karolina1 wrote: »

OK, I'm admitting I've made mistekes in the past re: credit cards but now I'm paying heavily for it now!!!!!!! I had an MBNA credit card with a limit of 400. I wasnt able to meet my payments due to unemployment and sort of buried my head in the sand, worst possible thing i know!

However now the debt has been passed to Arrow and they are demanding £891 from me!!! I'm furious! :mad:

I have recently got a job and am now back on track and have been able to make two payment of 200 pounds each, thus paying back what i spent. However neither MBNA nor Arrow are helping me out when I ask them to reduce the total amount I owe. I owe Tesco credit Card 3000 but they are willing to accept 2300 if i pay in full by the end of april. Therefoer I'm far more willing to pay Tesco as they are writing off some of the debt I owe. But what should I do about MBNA??? I cant afford 200 a month and begrudge paying SO much more in late fees and charges!!! If I have to pay it all, can I recalim it???? Help!!!!

I think you would be far better re-posting on the debt-free board, you will get much more help there, good luck.....

karolina1

thanks, have done, and now await response!!

vwman_3

karolina1 wrote: »

thanks, have done, and now await response!!

They are a good bunch there, they will give you loads of help/support.